7 Electric St, Worcester, MA 01610 Property Records

Worcester County and Worcester City property record for 7 Electric St, Worcester, MA 01610

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,777 sqft · built 1920
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$341,250 (Dec 2020)
Tax Bill	$5,595 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`26-029-0006A`

Property Details

APN / Parcel Number

Primary APN	`26-029-0006A`
Alternative APN	`WORC M:26 B:029 L:0006A`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,777 sqft Living Area
Gross Area	3,740 sqft
1st Floor Area	1,192 sqft
Basement Area	1,170 sqft
Unfinished Basement	1,170 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	26-029-0006A
Street Address	7 ELECTRIC ST
City	WORCESTER
State	MA
Zip	01610-3007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	29
Legal Lot Number	6A
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	4
Census Block	4011
Census Tract	732901

Owner

7 Electric St is owned and occupied by two individuals who bought it in December 2020.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 ELECTRIC ST, WORCESTER, MA 01610-3007
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Quit Claim Deed, Transfer DALE R HARGER T 2016
Sep 28, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2020 · Amount on File
Deed Sale	Dec 21, 2020 · Amount on File
Prior Sale	Feb 14, 2003 · Amount on File
Deed Document Number	2020159267
Deed Book / Page	64037 / 108
Prior Transfer Date	Dec 18, 2020
Prior Transfer Doc	64037-108
Record Updated	Oct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 21, 2020
Property Address	7 ELECTRIC ST, WORCESTER, MA 01610-3007
Document Number	64037-108
Book / Page	064037 / 000108
Instrument Date	Dec 18, 2020
Instrument	159267
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,556.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 ELECTRIC ST WORCESTER MA 016103007, WORCESTER, MA 01610-3007

Mortgage

Document Number	64037-115
Date	Dec 21, 2020
Book Page	064037/000115
Instrument	159269

Lender

Name	DALE R HARGER T 2016

Agreement

Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	7 ELECTRIC ST, WORCESTER, MA 01610-3007
Document Number	61270-268
Instrument Date	Sep 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 ELECTRIC ST WORCESTER MA 016103007, WORCESTER, MA 01610-3007

Mortgage

Document Number	61270-268
Date	Oct 22, 2019
Book Page	061270/000268
Instrument	111265

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 7 Electric St was $5,595, up 3.8% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,595.00 (+3.76%)	$421,300 (+3.06%) Land $103,700 Building $317,600	$432,528 (-8.43%)
2025	$5,392.00	$408,800 Land $97,600 Building $311,200	$472,340 (+2.47%)
2024			$460,940
2023	$5,078.00	$354,100 Land $84,900 Building $269,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Electric St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Electric St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Electric St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures