7 Edgewood Rd, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 7 Edgewood Rd, Mount Vernon, IL 62864

Property Summary

Property Type	Single Family Home
Details	1,288 sqft · built 1956
Lot Size	0.542 acres (23,625 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Oct 2011)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-19-251-013`

Property Details

APN / Parcel Number

Primary APN	`07-19-251-013`

Interior

Building Area	1,288 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	23,625 sqft (0.542 acres)

Location & Zoning

Street Address	7 EDGEWOOD RD
City	MOUNT VERNON
State	IL
Zip	62864-2608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADAMS, L A HOMESTEAD HILLS LOT 30
Legal Subdivision	HOMESTEAD HILLS
Legal Lot Number	30
Jurisdiction	JEFFERSON IL
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3008
Census Tract	50700

Owner

Source: Jefferson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 EDGEWOOD RD, MOUNT VERNON, IL 62864-2608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Line of Credit US BANK
Sep 12, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAIRFIELD NATIONAL BANK
Sep 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage FAIRFIELD NATIONAL BANK
Jun 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRFIELD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2011 · Amount on Record
Deed Sale	Oct 21, 2011 · Amount on Record
Prior Sale	Jun 28, 2011
Deed Document Number	20115991
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Recording Date	Aug 19, 2026
Property Address	7 EDGEWOOD RD, MOUNT VERNON, IL 62864-2608
Document Number	0000003164
Instrument Date	Jul 30, 2026
Instrument	20263164
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 EDGEWOOD RD, MOUNT VERNON, IL 62864-2608

Mortgage

Document Number	0000003164,
Date	Aug 19, 2026
Instrument	20263164

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2056

Interest

Rate	7.6%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	7 EDGEWOOD RD, MOUNT VERNON, IL 62864-2608
Transaction Type	Mortgage
Record Updated	Oct 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202303244
Date	Sep 12, 2023
Instrument	202303244

Lender

Name	FAIRFIELD NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	7 EDGEWOOD RD, MOUNT VERNON, IL 62864-2608
Transaction Type	Mortgage
Record Updated	Oct 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202303243
Date	Sep 12, 2023
Instrument	202303243

Lender

Name	FAIRFIELD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	7 EDGEWOOD RD, MOUNT VERNON, IL 62864-2608
Transaction Type	Mortgage
Record Updated	Jul 15, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202002938
Date	Jun 26, 2020
Instrument	202002938

Lender

Name	FAIRFIELD NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Mount Vernon Township
Municipality	Mount Vernon City
Elementary School District	Mount Vernon School District 80 (PK - 08)
Secondary School District	Mount Vernon Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$55,955 (+33.37%) Land $8,250 Building $47,705	$167,865 (+33.37%) Land $24,750 Building $143,115
2022	$41,956 Land $6,186 Building $35,770	$125,868 Land $18,558 Building $107,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST MOUNT VERNON WATER COMPANY private · serves 5,483 people · EPA ID IL0810010
Water Source	Purchased surface water from MOUNT VERNON
Last State Inspection	May 2023
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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