Frederick County property record for 7 Easy St, Thurmont, MD 21788
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,976 sqft · built 1994 |
| Lot Size | 0.046 acres (2,020 sqft) |
| Owner | Individual Name on File |
| Last Sale | $281,000 (Jun 2022) |
| Tax Bill | $3,671 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-355131 |
| Primary APN | 15-355131 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,976 sqft Living Area |
| Gross Area | 2,196 sqft |
| 1st Floor Area | 696 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,020 sqft (0.046 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 355131 |
|---|---|
| Street Address | 7 EASY ST |
| City | THURMONT |
| State | MD |
| Zip | 21788-3302 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R5 |
| Legal Description | LOT 28 PLAT 2 2020 SQ. FT. ALBERT COURTS SUB |
| Legal Subdivision | ALBERT COURTS SUB |
| Legal Lot Number | 28 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 15, THURMONT |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 753002 |
7 Easy St, a townhouse, is owned and occupied by an individual who bought it in June 2022.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 EASY ST, THURMONT, MD 21788-3302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 21, 2018 | Deed of Trust, Mortgage · Commercial Mortgage WOODSBORO BANK |
| Jun 8, 2022 | Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC |
| Oct 10, 2018 | Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2022 · Amount on File |
| Deed Sale | Jun 8, 2022 · Amount on File |
| Prior Sale | Oct 10, 2018 · Amount on File |
| Deed Book / Page | 15969 / 58 |
| Transfer Doc | 0000007886 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 7 EASY ST, THURMONT, MD 21788-3302 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0122860342 |
|---|---|
| Date | Feb 21, 2018 |
| Book Page | 12286/0342 |
| Name | WOODSBORO BANK |
|---|---|
| Type | Bank |
| Address | WOODSBORO, MD 21798 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 8, 2022 |
| Property Address | 7 EASY ST, THURMONT, MD 21788-3302 |
| Document Number | 0159690058 |
| Book / Page | 15969 / 58 |
| Map Reference | MB 53 PG 98 |
| Instrument Date | May 27, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2022 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $702.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 7 EASY ST, THURMONT, MD 21788-3302 |
| Document Number | 0001596966 |
|---|---|
| Date | Jun 8, 2022 |
| Instrument | 15969/66 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 10, 2018 |
| Property Address | 7 EASY ST, THURMONT, MD 21788-3302 |
| Document Number | 0126630369 |
| Book / Page | 12663 / 0369 |
| Map Reference | MB53 PG98 |
| Instrument Date | Sep 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | MULTIPLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7 EASY ST, THURMONT, MD 21788-3302 |
| Investor | Possibly a Property Investor |
| Document Number | 0012663376 |
|---|---|
| Date | Oct 10, 2018 |
| Instrument | 12663/376 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 7 Easy St was $3,671 with a homeowner's exemption, up 5% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Thurmont Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $279,200 (+10.37%) Land $50,000 Building $229,200 | $279,200 (-) Land $50,000 Building $229,200 | |
| 2025 | $3,671.00 (+4.98%) Homeowner's exemption | $252,967 | $279,200 Land $50,000 Building $229,200 |
| 2024 | $3,497.00 (+13.54%) | ||
| 2023 | $3,080.00 | $200,500 Land $50,000 Building $150,500 | $200,500 Land $50,000 Building $150,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Easy St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2018–2026) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Easy St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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