7 Eagle Ridge Ln N, Flat Rock, NC 28731 Property Records

Henderson County property record for 7 Eagle Ridge Ln N, Flat Rock, NC 28731

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft · built 2007
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on Record
Last Sale	$430,000 (May 2022)
Tax Bill	$2,396 (2025)
Deeds & Mortgages	May 2022 Sale Nov 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9578852604`

Property Details

APN / Parcel Number

Primary APN	`9578852604`
Alternative APN	`1006060`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,680 sqft Heated Area
1st Floor Area	1,685 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Lot Area	5,663 sqft (0.13 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	305 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1006060
Street Address	7 EAGLE RIDGE LN N
City	FLAT ROCK
State	NC
Zip	28731-4782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1006060~R1
Legal Description	EAGLE ROCK POINTE LO44 PL2008-7200
Legal Subdivision	EAGLE POINTE
Legal Block	85
Legal Lot Number	2604
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	3
Census Block	3039
Census Tract	931000

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	7 EAGLE RIDGE LN N, FLAT ROCK, NC 28731-4782
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Warranty Deed, Transfer
Nov 1, 2017	Deed of Trust, Mortgage · VA Mortgage PARAMOUNT MORTGAGE
Oct 15, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Nov 4, 2019	Deed of Trust, Mortgage QUICKEN LNS
Feb 15, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2022 · Amount on Record
Deed Sale	May 20, 2022 · Amount on Record
Prior Sale	Jan 21, 2016 · Amount on Record
Deed Document Number	2022980040
Deed Book / Page	3916 / 72
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	May 20, 2022
Property Address	7 EAGLE RIDGE LN N, FLAT ROCK, NC 28731-4782
Document Number	0039160072
Book / Page	3916 / 72
Map Reference	SL 7200
Instrument Date	May 19, 2022
Instrument	980040
Transaction Type	Transfer
Record Updated	Jun 14, 2022

Transaction

Amount	Amount Recorded
Tax	$860.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	216 PARROTTS CHAPEL ROAD, 216, SEVIERVILLE, TN 37876

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4008 AMADOR CT, FLOWER MOUND, TX 75022-2945

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	7 EAGLE RIDGE LN N, FLAT ROCK, NC 28731-4782
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031240044
Date	Nov 1, 2017
Book Page	3124/44

Lender

Name	PARAMOUNT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	7 EAGLE RIDGE LN N, FLAT ROCK, NC 28731-4782
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035800464
Date	Oct 15, 2020
Book Page	3580/464
Instrument	935838

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	7 EAGLE RIDGE LN N, FLAT ROCK, NC 28731-4782
Document Number	0034110482
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 EAGLE RIDGE LN N FLAT ROCK NC 287314782, FLAT ROCK, NC 28731-4782

Mortgage

Document Number	0034110482
Date	Nov 8, 2019
Book Page	003411/000482
Instrument	914455

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	7 EAGLE RIDGE LN N, FLAT ROCK, NC 28731-4782
Document Number	0033070312
Instrument Date	Feb 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 EAGLE RIDGE LN N FLAT ROCK NC 287314782, FLAT ROCK, NC 28731-4782

Mortgage

Document Number	0033070312
Date	Mar 8, 2019
Book Page	003307/000312
Instrument	899564

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2049

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$427,100 (-) Land $80,000 Building $347,100
2025	$2,396.00
2023		$427,100 Land $80,000 Building $347,100	$427,100 Land $80,000 Building $347,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1994–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: T-Mobile, Verizon.

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