7 E Sandy Point Rd, Poquoson, VA 23662 Property Records

Poquoson City property record for 7 E Sandy Point Rd, Poquoson, VA 23662

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,178 sqft · built 1966
Lot Size	0.807 acres (35,154 sqft)
Owner	Individual Name on Record
Last Sale	$364,000 (Feb 2015)
Tax Bill	$5,600 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2017 Refinance + 3 more
APN	`12-10-00-0018`

Property Details

APN / Parcel Number

Primary APN	`12-10-00-0018`
Alternative APN	`1017`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,178 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	35,154 sqft (0.807 acres)
View / Lot	Waterfront
Garage Type	Attached
Driveway	Asphalt Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	1017
Street Address	7 E SANDY POINT RD
City	POQUOSON
State	VA
Zip	23662-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S
Legal Description	PROPERTY LINE VACATION PLAT OF THE PROPERTY OF THOMAS C & CHRISTINE M BAIN PARCEL 18-A
Legal Subdivision	YORK HAVEN ANCHORAGE
Legal Lot Number	18
Jurisdiction	POQUOSON CITY VA
Township / Civil Division	POQUOSON
Census Block Group	2
Census Block	2006
Census Tract	340100

Owner

Source: Poquoson City records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 E SANDY POINT RD, POQUOSON, VA 23662-1131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Dec 19, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance FULTON BANK NA
Feb 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Aug 21, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Jul 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2015 · Amount on Record
Deed Sale	Feb 3, 2015 · Amount on Record
Prior Sale	Oct 25, 2011 · Amount on Record
Deed Book / Page	1500 / 1684
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POQUOSON CITY VA
Property Address	7 E SANDY POINT RD, POQUOSON, VA 23662-1131
Transaction Type	Mortgage
Record Updated	Feb 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220001832
Date	Feb 2, 2022
Instrument	220001832

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POQUOSON CITY VA
Property Address	7 E SANDY POINT RD, POQUOSON, VA 23662-1131
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170023821
Date	Dec 19, 2017
Instrument	170023821

Lender

Name	FULTON BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate
Rate	3.75%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POQUOSON CITY VA
Property Address	7 E SANDY POINT RD, POQUOSON, VA 23662-1131
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210002684
Date	Feb 8, 2021
Instrument	210002684

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	328 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POQUOSON CITY VA
Property Address	7 E SANDY POINT RD, POQUOSON, VA 23662-1131
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190013140
Date	Aug 21, 2019
Instrument	190013140

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POQUOSON CITY VA
Property Address	7 E SANDY POINT RD, POQUOSON, VA 23662-1131
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210015283
Date	Jul 26, 2021
Instrument	210015283

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	322 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Poquoson City assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Poquoson City
Unified School District	Poquoson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,600.00 (+13.31%)	$491,300 (+10.33%) Land $252,600 Building $238,700	$491,300 (+10.33%) Land $252,600 Building $238,700
2023	$4,942.00	$445,300 Land $177,300 Building $268,000	$445,300 Land $177,300 Building $268,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 411 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	411 in force
Nearby Flood Claims	936 (1978–2022)
Claims Outside the SFHA	10 of 936
Most Recent Claim	Jan 2022 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 100 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 281 claims Hurricane Isabel, Sep 2003 · 382 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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