7 E Ridge Ln, Mount Kisco, NY 10549 Property Records

Westchester County and Mount Kisco Village property record for 7 E Ridge Ln, Mount Kisco, NY 10549

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,652 sqft · built 1968
Lot Size0.213 acres (9,285 sqft)
Owner2 Individual Names on Record
Last Sale$750,000 (Jun 2008)
Tax Bill$13,959 (2026)
Deeds & MortgagesNov 2025 Line of Credit
Jul 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN555601 80.72-4-15

Property Details

APN / Parcel Number

Primary APN555601 80.72-4-15
Alternative APNs
  • 55560008007200040150000000
  • 042600

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,652 sqft Living Area
1st Floor Area1,732 sqft
2nd Floor Area920 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleColonial
Lot Area9,285 sqft (0.213 acres)
Lot Dimensions125 ft deep x 75 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area51 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number042600
Street Address7 E RIDGE LN
CityMOUNT KISCO
StateNY
Zip10549-3607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-9
Legal SubdivisionEAST RIDGE ESTATES
Legal Block4
Legal Lot Number15.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionMOUNT KISCO
Census Block Group5
Census Block5013
Census Tract13000

Owner

Source: Westchester County and Mount Kisco Village records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address7 E RIDGE LN, MOUNT KISCO, NY 10549-3607
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2025Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jul 16, 2018Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2008 · Amount on Record
Deed SaleJun 3, 2008 · Amount on Record
Prior SaleMay 12, 1997 · Amount on Record
Deed Document Number2008481440546
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address7 E RIDGE LN, MOUNT KISCO, NY 10549-3607
Transaction TypeMortgage
Record UpdatedDec 5, 2025
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 E RIDGE LN, MOUNT KISCO, NY 10549-3607

Mortgage

Document Number0653283585
DateNov 25, 2025
Instrument653283585
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 5, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWESTCHESTER NY
Property Address7 E RIDGE LN, MOUNT KISCO, NY 10549-3607
Document Number0582273329
Instrument DateJul 16, 2018
Transaction TypeMortgage
Record UpdatedSep 6, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 E RIDGE LN MOUNT KISCO NY 105493607, MOUNT KISCO, NY 10549-3607

Mortgage

Document Number0582273329
DateAug 15, 2018
Book Page058227/003329
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueAug 14, 2058

Tax Assessment & Valuation

Source: Westchester County and Mount Kisco Village assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County Subdivision / MunicipalityMount Kisco Village
Unified School DistrictBedford Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,959.00 (+750.64%) Homeowner's exemption
2025$1,641.00$89,000 (-) Land $9,400 Building $79,600$639,827 (-53.41%) Land $67,577 Building $572,250
2024Homeowner's exemption$89,000 (-) Land $9,400 Building $79,600$1,373,457 (+10.49%) Land $145,062 Building $1,228,395
2023$89,000 Land $9,400 Building $79,600$1,243,017 Land $131,285 Building $1,111,732

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT KISCO WATER DEPARTMENT
serves 11,187 people · EPA ID NY5903437
Water SourceSurface water
Last State InspectionAug 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
980 / 880
Optimum
Cable · Fiber in parts of the area
940 / 35
T-Mobile
Fixed Wireless
100 / 20

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