7 E Prospect St, Hawthorne, NJ 07506 Property Records

Passaic County and Hawthorne Borough property record for 7 E Prospect St, Hawthorne, NJ 07506

Property Summary

Property TypeSingle Family Home
Details1,533 sqft · built 1928
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on Record
Last Sale$380,000 (Dec 2020)
Tax Bill$9,350 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Oct 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN04-00072-0000-00004

Property Details

APN / Parcel Number

Primary APN04-00072-0000-00004
Alternative APN
  • 040007200004

Interior

Stories1 Story
Building Area1,533 sqft Living Area
1st Floor Area1,533 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Construction TypeFrame
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address7 E PROSPECT ST
CityHAWTHORNE
StateNJ
Zip07506-3758
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal Block72
Legal Lot Number4
JurisdictionPASSAIC NJ
Township / Civil DivisionHAWTHORNE
Census Block Group1
Census Block1000
Census Tract143402

Owner

Source: Passaic County and Hawthorne Borough records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address7 E PROSPECT ST, HAWTHORNE, NJ 07506-3758
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2024Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Oct 24, 2017Deed of Trust, Mortgage · Line of Credit
CAPITAL ONE NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2020 · Amount on Record
Deed SaleDec 29, 2020 · Amount on Record
Prior SaleSep 17, 2012 · Amount on Record
Deed Document Number202067393
Deed Book / Page3934 / 52
Prior Transfer DateJun 15, 2000
Prior Transfer Doc0000158916
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address7 E PROSPECT ST, HAWTHORNE, NJ 07506-3758
Transaction TypeMortgage
Record UpdatedMay 15, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013038
DateApr 22, 2024
Book PageM18884/236
Instrument2024013038
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueMay 9, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address7 E PROSPECT ST, HAWTHORNE, NJ 07506-3758
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000052117
DateOct 24, 2017
Instrument2017052117
Lender
NameCAPITAL ONE NA
TypeBank
AddressPLANO, TX 75024
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 16, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Passaic County and Hawthorne Borough assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
MunicipalityHawthorne Borough
Unified School DistrictHawthorne Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$297,400 (-) Land $137,300 Building $160,100$297,400 (-) Land $137,300 Building $160,100
2025$9,350.00 (+3.35%)$297,400 (-) Land $137,300 Building $160,100$297,400 (-) Land $137,300 Building $160,100
2024$9,047.00 (+3.12%)
2023$297,400 Land $137,300 Building $160,100$297,400 Land $137,300 Building $160,100
2022$8,773.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAWTHORNE WATER DEPARTMENT
serves 19,458 people · EPA ID NJ1604001
Water SourceGroundwater
Last State InspectionJun 2021
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualitySource contamination not addressed
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

May also be available: T-Mobile.

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