7 E Pond Rd, Black Mountain, NC 28711 Property Records

Buncombe County property record for 7 E Pond Rd, Black Mountain, NC 28711

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 988 sqft · built 1931
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jul 2017)
Tax Bill	$1,307 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`763699-2020-202`

Property Details

APN / Parcel Number

Primary APN	`763699-2020-202`
Alternative APNs	`0609-26-7785-00000` `060910266790000` `008208104`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	988 sqft Living Area
Gross Area	1,060 sqft
1st Floor Area	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	49,658 sqft (1.14 acres)
Garage Type	Carport
Garage Area	392 sqft
Carport	Carport
Carport Area	392 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	763699-2020-202
Street Address	7 E POND RD
City	BLACK MOUNTAIN
State	NC
Zip	28711-2584
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PLAT: 0000-0000
Legal Block	1
Jurisdiction	BUNCOMBE NC
Township / Civil Division	BLACK MOUNTAIN
Census Block Group	1
Census Block	1046
Census Tract	3108

Owner

Source: Buncombe County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 E POND RD, BLACK MOUNTAIN, NC 28711-2584
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Sep 13, 2021	Intrafamily Transfer, Transfer
Oct 25, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 6, 2017	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2017 · Amount on Record
Deed Sale	Jul 6, 2017 · Amount on Record
Deed Book / Page	5567 / 101
Last Transfer Date	Sep 8, 2021
Transfer Doc	0061190191
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	7 E POND RD, BLACK MOUNTAIN, NC 28711-2584
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061581785
Date	Dec 9, 2021
Book Page	6158/1785

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUNCOMBE NC
Recording Date	Sep 13, 2021
Property Address	7 E POND RD, BLACK MOUNTAIN, NC 28711-2584
Document Number	0061190191
Book / Page	6119 / 191
Instrument Date	Sep 8, 2021
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 E POND RD, BLACK MOUNTAIN, NC 28711-2584

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Oct 25, 2018
Property Address	7 E POND RD, BLACK MOUNTAIN, NC 28711-2584
Document Number	0057141046
Book / Page	005714 / 001046
Instrument Date	Oct 23, 2018
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7 E POND RD BLACK MOUNTAIN NC 287112584, BLACK MOUNTAIN, NC 28711-2584

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jul 6, 2017
Property Address	7 E POND RD, BLACK MOUNTAIN, NC 28711-2584
Document Number	0055670101
Book / Page	5567 / 0101
Instrument Date	Jun 29, 2017
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	473 CRAGMONT RD, 473, BLACK MOUNTAIN, NC 28711-2769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 E POND RD, BLACK MOUNTAIN, NC 28711-2584

Mortgage

Document Number	55670104
Date	Jul 6, 2017
Instrument	5567/0104

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,307.00 (+4.64%)	$200,100 (-) Land $40,200 Building $159,900	$200,100 (-) Land $40,200 Building $159,900
2024	$1,249.00 (+3.22%)
2023	$1,210.00	$200,100	$200,100 (-) Land $40,200 Building $159,900
2021			$200,100 Land $40,200 Building $159,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	9 (2018–2024)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: T-Mobile.

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