7 E Main St, Richmond, IN 47374 Property Records

Wayne County property record for 7 E Main St, Richmond, IN 47374

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,927 sqft · built 1962
Lot Size	0.256 acres (11,151 sqft)
Owner	Individual Name on Record
Last Sale	$52,500 (Jul 2014)
Tax Bill	$2,241 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`029-15143-00`

Property Details

APN / Parcel Number

Primary APN	`029-15143-00`
Alternative APNs	`89-18-05-120-103.000-030` `500512010300029`

Interior

Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,927 sqft Total Area
1st Floor Area	1,927 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	11,151 sqft (0.256 acres)
Lot Dimensions	143 ft deep x 78 ft wide
Garage Type	Detached
Garage Area	375 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	500512010300029
Street Address	7 E MAIN ST
City	RICHMOND
State	IN
Zip	47374-4205
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	ZO01
Legal Description	PT LOTS 2 & 11 J P PLUMMER & CO CONT 0.258A
Legal Subdivision	J P PLUMMER & CO ADD
Legal Lot Number	2,11
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3014
Census Tract	1000

Owner

Source: Wayne County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	300 PEARL ST, RICHMOND, IN 47374-4133
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2018	Deed of Trust, Mortgage WEST END BANK
Jul 20, 2018	Deed of Trust, Mortgage WEST END BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2014 · Amount on Record
Deed Sale	Jul 10, 2014 · Amount on Record
Deed Document Number	20147885567
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	7 E MAIN ST, RICHMOND, IN 47374-4205
Transaction Type	Mortgage
Record Updated	Nov 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018008410
Date	Oct 18, 2018
Instrument	2018008410

Lender

Name	WEST END BANK

Agreement

Amount	Amount Recorded
Term	291 Months
Due	Jan 1, 2043

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	7 E MAIN ST, RICHMOND, IN 47374-4205
Transaction Type	Mortgage
Record Updated	Aug 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018005818
Date	Jul 20, 2018
Instrument	2018005818

Lender

Name	WEST END BANK

Agreement

Amount	Amount Recorded
Term	294 Months
Due	Jan 1, 2043

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Municipality	Richmond City
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,241.00 (+1.22%)	$74,700 (+8.42%) Land $22,900 Building $51,800	$74,700 (+8.42%) Land $22,900 Building $51,800
2024	$2,214.00 (+2.93%)
2023		$68,900 (-3.91%) Land $22,900 Building $46,000	$68,900 (-3.91%) Land $22,900 Building $46,000
2022	$2,151.00	$71,700 Land $22,900 Building $48,800	$71,700 Land $22,900 Building $48,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: NLBC, Verizon.

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