Harford County property record for 7 E Macphail Rd, Bel Air, MD 21014
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 807 sqft · built 1959 |
| Lot Size | 0.597 acres (26,000 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,698 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-155609 |
| Primary APN | 03-155609 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 807 sqft Total Area |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 26,000 sqft (0.597 acres) |
| Lot Dimensions | 260 ft deep x 100 ft wide |
| Porch | Open Porch |
| Porch Area | 184 sqft |
| Patio Area | 57 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 155609 |
|---|---|
| Street Address | 7 E MACPHAIL RD |
| City | BEL AIR |
| State | MD |
| Zip | 21014-4401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOTS 82-85 100X260 7 E MAC PHAIL ROAD HOMELANDS SC B PT 4/26 |
| Legal Subdivision | HOMELANDS |
| Legal Phase | AIL |
| Legal Lot Number | 82-85 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 303602 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 E MACPHAIL RD, BEL AIR, MD 21014-4401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 18, 2013 |
| Transfer Doc | 0102700076 |
| Record Updated | Oct 29, 2026 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,698.00 (+5.56%) Homeowner's exemption | $247,633 (+1.24%) | $253,700 (+3.72%) Land $98,000 Building $155,700 |
| 2025 | $2,556.00 (+9.42%) Homeowner's exemption | $244,600 (+8.97%) Land $98,000 Building $146,600 | $244,600 (-) Land $98,000 Building $146,600 |
| 2023 | $224,467 | $244,600 Land $98,000 Building $146,600 | |
| 2022 | $2,336.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2004 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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