7 Duke Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 7 Duke Rd, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,468 sqft · built 1991
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Last Sale$103,000 (Jun 1991)
Tax Bill$4,755 (2026)
Deeds & MortgagesFeb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN23-1131-06

Property Details

APN / Parcel Number

Primary APN23-1131-06
Alternative APN
  • CUMB M:021 B:0488 L:000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,468 sqft Living Area
Gross Area2,700 sqft
1st Floor Area844 sqft
Basement Area832 sqft
Unfinished Basement832 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number23-1131-06
Street Address7 DUKE RD
CityCUMBERLAND
StateRI
Zip02864-5705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block488
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group1
Census Block1013
Census Tract11302

Owner

7 Duke Rd is owned and occupied by two individuals who bought it in June 1991.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address7 DUKE RD, CUMBERLAND, RI 02864-5705
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 1991 · Amount on File
Deed SaleJun 24, 1991 · Amount on File
Record UpdatedOct 29, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address7 DUKE RD, CUMBERLAND, RI 02864-5705
Document Number1735-376
Book / Page001735 / 000376
Instrument DateFeb 9, 2017
Transaction TypeMortgage
Record UpdatedMar 15, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1735-376
DateFeb 14, 2017
Book Page001735/000376
Lender
NameNAVIGANT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueFeb 13, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 7 Duke Rd was $4,755, up 6% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,755.00 (+5.97%)$475,000 (+29.89%) Land $216,100 Building $258,900$480,933
2025$4,487.00$365,700 Land $144,100 Building $221,600
2023$4,249.00 (+8.45%)$365,700 (+39.9%) Land $144,100 Building $221,600
2022$3,918.00$261,400 Land $102,900 Building $158,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Duke Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7 Duke Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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