7 Dudley Rd, Oxford, MA 01540 Property Records

Worcester County and Oxford Town property record for 7 Dudley Rd, Oxford, MA 01540

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1980
Lot Size	0.759 acres (33,068 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Dec 2025)
Tax Bill	$4,947 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33DB03.02`

Property Details

APN / Parcel Number

Primary APN	`33DB03.02`
Alternative APN	`OXFO M:33D B:B03.02`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	864 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,068 sqft (0.759 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	33DB03.02
Street Address	7 DUDLEY RD
City	OXFORD
State	MA
Zip	01540-2233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	B03.02
Jurisdiction	OXFORD MA
Township / Civil Division	OXFORD
Census Block Group	4
Census Block	4002
Census Tract	753200

Owner

7 Dudley Rd is owned and occupied by an individual who bought it in December 2025.

Source: Worcester County and Oxford Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7 DUDLEY RD, OXFORD, MA 01540-2233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Quit Claim Deed, Transfer · Conventional Mortgage WASHINGTON TRUST MORTGAGE CO
Nov 13, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jan 31, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Feb 20, 2018	Quit Claim Deed, Transfer · FHA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2025 · Amount on File
Deed Sale	Dec 19, 2025 · Amount on File
Prior Sale	Feb 20, 2018 · Amount on File
Deed Book / Page	72992 / 125
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OXFORD MA
Recording Date	Dec 19, 2025
Property Address	7 DUDLEY RD, OXFORD, MA 01540-2233
Document Number	072992-125
Book / Page	72992 / 125
Instrument Date	Dec 19, 2025
Instrument	111142
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 DUDLEY RD, OXFORD, MA 01540-2233

Mortgage

Document Number	0000111143
Date	Dec 19, 2025
Instrument	111143

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Property Address	7 DUDLEY RD, OXFORD, MA 01540-2233
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63737-170
Date	Nov 13, 2020
Book Page	63737/170
Instrument	138425

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Property Address	7 DUDLEY RD, OXFORD, MA 01540-2233
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61831-162
Date	Jan 31, 2020
Book Page	61831/162
Instrument	10829

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OXFORD MA
Recording Date	Feb 20, 2018
Property Address	7 DUDLEY RD, OXFORD, MA 01540-2233
Document Number	58454-347
Book / Page	058454 / 000347
Instrument Date	Feb 15, 2018
Instrument	16356
Transaction Type	Transfer
Record Updated	Mar 13, 2018

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,016.88
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 DUDLEY RD OXFORD MA 015402233, OXFORD, MA 01540-2233

Mortgage

Document Number	58454-351
Date	Feb 20, 2018
Book Page	058454/000351
Instrument	16357

Lender

Name	USAA

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 7 Dudley Rd was $4,947, up 13.7% from the year before.

Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,947.00 (+13.7%)	$404,500 (+17.79%) Land $105,400 Building $299,100	$375,104 (+9.65%)
2025	$4,351.00 (+7.94%)	$343,400 (+14.85%) Land $101,000 Building $242,400	$342,095
2024	$4,031.00 (+4.21%)	$299,000 (+5.43%) Land $96,500 Building $202,500
2023	$3,868.00	$283,600 Land $92,300 Building $191,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Dudley Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Dudley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION WATER COMPANY OXFORD private · serves 7,384 people · EPA ID MA2226000
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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