7 Duane Ct, North Smithfield, RI 02896 Property Records

North Smithfield Town property record for 7 Duane Ct, North Smithfield, RI 02896

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,492 sqft · built 1992
Lot Size	3.05 acres (132,954 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Feb 2020)
Tax Bill	$6,999 (2025)
Deeds & Mortgages	May 2022 Line of Credit Feb 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NSMI M:0002 L:0310`

Property Details

APN / Parcel Number

Primary APN	`NSMI M:0002 L:0310`
Alternative APN	`3747`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,492 sqft Living Area
Gross Area	6,084 sqft
1st Floor Area	1,208 sqft
Attic	Attic
Attic Area	331 sqft
Basement Area	1,192 sqft
Unfinished Basement	1,192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	132,954 sqft (3.05 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3747
Street Address	7 DUANE CT
City	NORTH SMITHFIELD
State	RI
Zip	02896-7739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	310
Jurisdiction	NORTH SMITHFIELD RI
Township / Civil Division	NORTH SMITHFIELD
Census Block Group	3
Census Block	3003
Census Tract	12801

Owner

7 Duane Ct is owned and occupied by two individuals who bought it in February 2020.

Source: North Smithfield Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 DUANE CT, NORTH SMITHFIELD, RI 02896-7739
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · Line of Credit PAWTUCKET CU
Feb 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Feb 11, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA
Oct 1, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2020 · Amount on File
Deed Sale	Feb 11, 2020 · Amount on File
Prior Sale	Oct 1, 2019 · Amount on File
Deed Document Number	202041567
Deed Book / Page	839 / 294
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	7 DUANE CT, NORTH SMITHFIELD, RI 02896-7739
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000940-174
Date	May 3, 2022
Book Page	940/174
Instrument	48569

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	7 DUANE CT, NORTH SMITHFIELD, RI 02896-7739
Transaction Type	Mortgage
Record Updated	Mar 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	886-89
Date	Feb 17, 2021
Book Page	886/89
Instrument	44697

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH SMITHFIELD RI
Recording Date	Feb 11, 2020
Property Address	7 DUANE CT, NORTH SMITHFIELD, RI 02896-7739
Document Number	839-294
Book / Page	839 / 294
Instrument Date	Feb 11, 2020
Instrument	41567
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7 DUANE CT, NORTH SMITHFIELD, RI 02896-7739

Mortgage

Document Number	41568
Date	Feb 11, 2020
Instrument	41568

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH SMITHFIELD RI
Recording Date	Oct 1, 2019
Property Address	7 DUANE CT, NORTH SMITHFIELD, RI 02896-7739
Document Number	827-74
Book / Page	000827 / 000074
Instrument Date	Sep 30, 2019
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 LINCOLN DR NORTH SMITHFIELD RI 028966957, NORTH SMITHFIELD, RI 02896-6957

Tax Assessment & Valuation

The 2025 property tax bill for 7 Duane Ct was $6,999.

Source: North Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	North Smithfield Town
Unified School District	North Smithfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,999.00	$608,600 Land $185,600 Building $423,000	$706,904
2023	$6,699.00 (+2.45%)	$470,100 (-) Land $157,000 Building $313,100
2022	$6,539.00	$470,100 Land $157,000 Building $313,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Duane Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Duane Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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