7 Drake Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 7 Drake Ave, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,950 sqft · built 1955
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$1,737,500 (Sep 2025)
Tax Bill	$24,241 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551400 146-17-2-62`

Property Details

APN / Parcel Number

Primary APN	`551400 146-17-2-62`
Alternative APN	`140014601700020620000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,950 sqft Living Area
1st Floor Area	1,092 sqft
2nd Floor Area	858 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Split Level
Exterior Material	Wood
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	7 DRAKE AVE
City	RYE
State	NY
Zip	10580-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Block	2
Legal Lot Number	62.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	1
Census Block	1009
Census Tract	7500

Owner

7 Drake Ave is owned and occupied by two individuals who bought it in September 2025.

Source: Westchester County and Rye City records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 PURITAN DR, PORT CHESTER, NY 10573-2504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2025 · Amount on File
Deed Sale	Sep 22, 2025 · Amount on File
Deed Document Number	20253678
Prior Transfer Date	May 13, 2008
Prior Transfer Doc	0483230411
Record Updated	Oct 29, 2026

September 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Sep 22, 2025
Property Address	7 DRAKE AVE, RYE, NY 10580-1308
Document Number	0652113678
Map Reference	MAP 2966
Instrument Date	Aug 31, 2025
Instrument	652113678
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	FUTURE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 DRAKE AVE, RYE, NY 10580-1308

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18 PURITAN DR, PORT CHESTER, NY 10573-2504

Mortgage

Document Number	0652483286
Date	Sep 22, 2025
Instrument	652483286

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.2%
Index	1-Year CMT
Max Rate	11.2%

Tax Assessment & Valuation

The 2026 property tax bill for 7 Drake Ave was $24,241 with a homeowner's exemption, down 37% from the year before.

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$24,241.00 (-36.96%) Homeowner's exemption
2025	$38,456.00	$19,750 (-) Land $4,900 Building $14,850	$1,673,729 (+6.78%) Land $415,254 Building $1,258,475
2024	Homeowner's exemption	$19,750 (-) Land $4,900 Building $14,850	$1,567,460 (+2.38%) Land $388,889 Building $1,178,571
2023		$19,750 Land $4,900 Building $14,850	$1,531,008 Land $379,845 Building $1,151,163

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7 Drake Ave in Zone X, an area of minimal flood risk, though there have been 72 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	72 (1978–2024)
Claims Outside the SFHA	35 of 72
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 19 claims Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Drake Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20