Essex County and Topsfield Town property record for 7 Dover Hill Rd, Topsfield, MA 01983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,150 sqft · built 1991 |
| Lot Size | 0.942 acres (41,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $860,000 (Nov 2021) |
| Tax Bill | $14,996 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance Jul 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | TOPS M:0041 B:0095 L |
| Primary APN | TOPS M:0041 B:0095 L |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,150 sqft Living Area |
| Gross Area | 5,474 sqft |
| Basement Area | 130 sqft |
| Unfinished Basement | 130 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 41,038 sqft (0.942 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1806 |
|---|---|
| Street Address | 7 DOVER HILL RD |
| City | TOPSFIELD |
| State | MA |
| Zip | 01983-1925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IRA |
| Legal Subdivision | ESTATES DOVER HILL |
| Legal Block | 95 |
| Jurisdiction | TOPSFIELD MA |
| Township / Civil Division | TOPSFIELD |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 214100 |
7 Dover Hill Rd is owned and occupied by two individuals who bought it in November 2021.
Source: Essex County and Topsfield Town records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 DOVER HILL RD, TOPSFIELD, MA 01983-1925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNION BANK |
| Jul 14, 2025 | Deed of Trust, Mortgage · Line of Credit LEADER BANK NA |
| Nov 29, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage WAKEFIELD COOPERATIVE BANK |
| Mar 18, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2021 · Amount on File |
| Deed Sale | Nov 29, 2021 · Amount on File |
| Deed Book / Page | 40524 / 405 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Property Address | 7 DOVER HILL RD, TOPSFIELD, MA 01983-1925 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0039492-18 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 39492/18 |
| Instrument | 20210203005340 |
| Name | UNION BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Property Address | 7 DOVER HILL RD, TOPSFIELD, MA 01983-1925 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042828-295 |
|---|---|
| Date | Jul 14, 2025 |
| Book Page | 42828/295 |
| Instrument | 20250714002390 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Recording Date | Nov 29, 2021 |
| Property Address | 7 DOVER HILL RD, TOPSFIELD, MA 01983-1925 |
| Document Number | 040524-405 |
| Book / Page | 40524 / 405 |
| Instrument Date | Nov 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 DOVER HILL RD, TOPSFIELD, MA 01983-1925 |
| Document Number | 0040524409 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 40524/409 |
| Name | WAKEFIELD COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Recording Date | Mar 18, 2019 |
| Property Address | 7 DOVER HILL RD, TOPSFIELD, MA 01983-1925 |
| Document Number | 37386-468 |
| Book / Page | 037386 / 000468 |
| Instrument Date | Feb 25, 2019 |
| Instrument | 190318670 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 7 DOVER HILL RD TOPSFIELD MA 019831925, TOPSFIELD, MA 01983-1925 |
The 2025 property tax bill for 7 Dover Hill Rd was $14,996, up 4.1% from the year before.
Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Topsfield Town |
| Secondary School District | Masconomet School District (07 - 12) |
| Elementary School District | Topsfield School District (PK - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,996.00 (+4.06%) | $1,000,400 (+1.98%) Land $370,000 Building $630,400 | $1,031,130 |
| 2024 | $14,411.00 (+11.44%) | $981,000 (+15.3%) Land $350,600 Building $630,400 | |
| 2023 | $12,932.00 | $850,800 Land $331,100 Building $519,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Dover Hill Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1978–2010) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Dover Hill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOPSFIELD WATER DEPARTMENT serves 5,435 people · EPA ID MA3298000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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