Ocean County and Lacey Township property record for 7 Dolphin Ct, Forked River, NJ 08731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,541 sqft · built 1980 |
| Lot Size | 0.295 acres (12,868 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Jan 2004) |
| Tax Bill | $10,809 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2023 Second Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 13-00226-12-00007 |
| Primary APN | 13-00226-12-00007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,541 sqft Living Area |
| 1st Floor Area | 1,541 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 12,868 sqft (0.295 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Enclosed Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 00020864 |
|---|---|
| Street Address | 7 DOLPHIN CT |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-4820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | IRR |
| Legal Subdivision | FORKED RIVER NORTH EXT SEC C |
| Legal Block | 226 |
| Legal Lot Number | 7 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 732104 |
Source: Ocean County and Lacey Township records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 DOLPHIN CT, FORKED RIVER, NJ 08731-4820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NORTHFIELD BANK |
| Apr 18, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MANASQUAN BANK |
| Aug 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OCEANFIRST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2004 · Amount on Record |
| Deed Sale | Jan 5, 2004 · Amount on Record |
| Prior Sale | Sep 29, 2003 · Amount on Record |
| Deed Book / Page | 11850 / 1509 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jul 27, 2026 |
| Property Address | 7 DOLPHIN CT, FORKED RIVER, NJ 08731-4820 |
| Document Number | 0000059945 |
| Book / Page | 20448 / 1676 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 202659945 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 7 DOLPHIN CT, FORKED RIVER, NJ 08731-4820 |
| Document Number | 0000059945, |
|---|---|
| Date | Jul 27, 2026 |
| Book Page | 20448/1676 |
| Instrument | 202659945 |
| Name | NORTHFIELD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 24, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 7 DOLPHIN CT, FORKED RIVER, NJ 08731-4820 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0193541291 |
|---|---|
| Date | Apr 18, 2023 |
| Book Page | 19354/1291 |
| Instrument | 2023028797 |
| Name | MANASQUAN BANK |
|---|---|
| Type | Bank |
| Address | MANASQUAN, NJ 08736 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 7 DOLPHIN CT, FORKED RIVER, NJ 08731-4820 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Title Company | EDGE ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0186331870 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 18633/1870 |
| Instrument | 2021120593 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Sep 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.62% |
| Index | Other |
| Max Rate | 7.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 7 DOLPHIN CT, FORKED RIVER, NJ 08731-4820 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0177721918 |
|---|---|
| Date | Feb 3, 2020 |
| Book Page | 17772/1918 |
| Instrument | 2020011514 |
| Name | OCEANFIRST BANK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2050 |
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $395,200 (-) Land $233,100 Building $162,100 | $395,200 (-) Land $233,100 Building $162,100 | |
| 2025 | $10,809.00 (+7.94%) | $395,200 (-) Land $233,100 Building $162,100 | $395,200 (-) Land $233,100 Building $162,100 |
| 2024 | $10,014.00 (+11.98%) | ||
| 2023 | $395,200 Land $233,100 Building $162,100 | $395,200 Land $233,100 Building $162,100 | |
| 2022 | $8,943.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 295 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 295 in force |
| Nearby Flood Claims | 230 (1979–2024) |
| Claims Outside the SFHA | 2 of 230 |
| Most Recent Claim | Jan 2024 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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