7 Dixie Way, Saint Charles, MO 63303 Property Records

St. Charles County property record for 7 Dixie Way, Saint Charles, MO 63303 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,661 sqft · built 1976
Lot Size	0.276 acres (12,015 sqft)
Owner	2 Individual Names on File
Last Sale	$248,800 (Jan 2019)
Tax Bill	$3,784 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`428211A027`

Property Details

APN / Parcel Number

Primary APN	`428211A027`
Alternative APN	`3-0118-5133-00-0115.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,661 sqft Living Area
Gross Area	3,346 sqft
1st Floor Area	1,420 sqft
Basement Area	1,420 sqft
Finished Basement	1,241 sqft
Unfinished Basement	179 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	12,015 sqft (0.276 acres)
Lot Dimensions	135 ft deep x 89 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	138 sqft
Patio Area	1,033 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	428211A027
Street Address	7 DIXIE WAY
City	SAINT CHARLES
State	MO
Zip	63303-6182
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERITAGE #3 LOT 115
Legal Subdivision	HERITAGE #3
Legal Lot Number	115
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	2
Census Block	2021
Census Tract	311146

Owner

Source: St. Charles County records · APN 428211A027

Assessment roll updated August 13, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7 DIXIE WAY, SAINT CHARLES, MO 63303-6182
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 04, 2026	Deed of Trust, Mortgage · Conventional Mortgage WEST COMMUNITY CREDIT UNION
Oct 06, 2025	Deed of Trust, Mortgage WEST COMMUNITY CU
Oct 28, 2022	Deed of Trust, Mortgage WEST COMMUNITY CU
Aug 21, 2020	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Jan 08, 2019	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 08, 2019 · Amount on Record
Deed Sale	Jan 08, 2019 · Amount on Record
Prior Sale	May 10, 2001 · Amount on Record
Deed Document Number	201910320
Deed Book / Page	7023 / 780
Prior Transfer Date	Oct 07, 2009
Prior Transfer Doc	0053011290
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	May 04, 2026
Property Address	7 DIXIE WAY, SAINT CHARLES, MO 63303-6182
Document Number	0000020803
Instrument Date	Apr 03, 2026
Instrument	202620803
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	INVEST TITLE, INVESTORS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 DIXIE WAY, SAINT CHARLES, MO 63303-6182
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020803,
Date	May 04, 2026
Instrument	202620803

Lender

Name	WEST COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 01, 2036

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	7 DIXIE WAY, SAINT CHARLES, MO 63303-6182
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 DIXIE WAY, SAINT CHARLES, MO 63303-6182

Mortgage

Document Number	0000044368
Date	Oct 06, 2025
Instrument	2025R-044368

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Sep 01, 2035

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	7 DIXIE WAY, SAINT CHARLES, MO 63303-6182
Transaction Type	Mortgage
Record Updated	Nov 10, 2022
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 DIXIE WAY, SAINT CHARLES, MO 63303-6182

Mortgage

Document Number	0000058913
Date	Oct 28, 2022
Instrument	2022R-058913

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 01, 2032

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	7 DIXIE WAY, SAINT CHARLES, MO 63303-6182
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073780235
Date	Aug 21, 2020
Book Page	7378/235
Instrument	20200821000607530

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 08, 2019
Property Address	7 DIXIE WAY, SAINT CHARLES, MO 63303-6182
Document Number	0070230780
Book / Page	7023 / 0780
Map Reference	MB 19 PG 126
Instrument Date	Jan 07, 2018
Instrument	20190108000010320
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 DIXIE WAY, SAINT CHARLES, MO 63303-6182

Mortgage

Document Number	20190108000010330
Date	Jan 08, 2019
Instrument	20190108000010330

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2049

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,784.00 (+8.95%)	$63,005 (+12.32%)	$331,605 (+12.32%) Land $80,000 Building $251,605
2024	$3,473.00
2023		$56,095
2022			$295,239 Land $70,000 Building $225,239

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111462, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	19 (1979–2013)
Most Recent Claim	Apr 2013, river or lake flooding
Claims By Storm	Severe Storms & Flooding, Jul 1993 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 348 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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