Suffolk County and Smithtown Town property record for 7 Delmar Ln, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $725,000 (Mar 2024) |
| Tax Bill | $15,768 (2024) |
| Deeds & Mortgages | Aug 2026 Line of Credit Mar 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 41.-3-34 |
| Primary APN | 473489 41.-3-34 |
|---|---|
| Alternative APNs |
|
| Lot Area | 21,780 sqft (0.5 acres) |
|---|
| Street Address | 7 DELMAR LN |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-1014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 13-525701 TC-52 *3718 LOT 16 NORTH RIDGE ESTATES SEC 1 |
| Legal Subdivision | NORTH RDG ESTS SEC #1 |
| Legal Block | 3 |
| Legal Lot Number | 34 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 135101 |
7 Delmar Ln is owned by two individuals who bought it in March 2024.
Source: Suffolk County and Smithtown Town records, as of October 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 57 S EMERSON AVE, AMITYVILLE, NY 11701-4143 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Mar 4, 2024 | Deed, Transfer · Stand-Alone First Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2024 · Amount on File |
| Deed Sale | Mar 4, 2024 · Amount on File |
| Deed Book / Page | 13238 / 545 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 20, 2026 |
| Property Address | 7 DELMAR LN, COMMACK, NY 11725-1014 |
| Document Number | 2374000991 |
| Book / Page | 23745 / 991 |
| Instrument Date | May 19, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7 DELMAR LN, COMMACK, NY 11725-1014 |
| Document Number | 2374000991, |
|---|---|
| Date | Aug 20, 2026 |
| Book Page | 23745/991 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Mar 4, 2024 |
| Property Address | 7 DELMAR LN, COMMACK, NY 11725-1014 |
| Document Number | 0132380545 |
| Book / Page | 13238 / 545 |
| Instrument Date | Dec 7, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 57 S EMERSON AVE, AMITY HARBOR, NY 11701-4143 |
| Document Number | 0023570995 |
|---|---|
| Date | Mar 4, 2024 |
| Instrument | 23570/995 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,705 Land $500 Building $6,205 | $838,125 Land $62,500 Building $775,625 | |
| 2024 | $15,768.00 | ||
| 2023 | $6,705 Land $500 Building $6,205 | $7,707 Land $575 Building $7,132 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 7 Delmar Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Delmar Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures