7 Delaware Rd, Manchester, KY 40962 Property Records

Clay County property record for 7 Delaware Rd, Manchester, KY 40962

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,280 sqft · built 2000
Lot Size	0.641 acres (27,922 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Jun 2007)
Tax Bill	$2,161 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Mar 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`067-10-00-045.00`

Property Details

APN / Parcel Number

Primary APN	`067-10-00-045.00`
Alternative APNs	`117203` `14484`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,280 sqft Living Area

Exterior

Year Built	Built 2000
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,922 sqft (0.641 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	134 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	14484
Street Address	7 DELAWARE RD
City	MANCHESTER
State	KY
Zip	40962-9772
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.641 ACRES & HOUSE LOT # 14
Legal Lot Number	14
Jurisdiction	CLAY KY
Township / Civil Division	MANCHESTER
Census Block Group	1
Census Block	1030
Census Tract	950302

Owner

7 Delaware Rd is owned and occupied by an individual who bought it in June 2007.

Source: Clay County records, as of December 19, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7 DELAWARE RD, MANCHESTER, KY 40962-9772
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 23, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 23, 2017	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2007 · Amount on File
Deed Sale	Jun 8, 2007 · Amount on File
Deed Document Number	098018
Deed Book / Page	DEED 287 / 057
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY KY
Property Address	7 DELAWARE RD, MANCHESTER, KY 40962-9772
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 DELAWARE RD, MANCHESTER, KY 40962-9772

Mortgage

Document Number	000248/137
Date	Nov 9, 2023
Book Page	248/137
Instrument	1682661

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Nov 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY KY
Property Address	7 DELAWARE RD, MANCHESTER, KY 40962-9772
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG221/730
Date	Mar 23, 2017
Book Page	MTG 221/730
Instrument	139665

Lender

Name	PNC BANK NA
Type	Bank
Address	MANCHESTER, KY 40962

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY KY
Property Address	7 DELAWARE RD, MANCHESTER, KY 40962-9772
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG221/733
Date	Mar 23, 2017
Book Page	MTG 221/733
Instrument	139667

Lender

Name	PNC BANK NA
Type	Bank
Address	MANCHESTER, KY 40962

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	264 Months
Due	Mar 15, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 7 Delaware Rd was $2,161.

Source: Clay County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,161.00	$181,000	$181,000
2023	$2,159.00	$181,000	$181,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Delaware Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Delaware Rd is high, ranking above 79% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 92% of Kentucky
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER WORKS serves 11,349 people · EPA ID KY0260737
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Rural Telephone Cooperative Fiber	1,000 / 1,000

May also be available: Verizon.

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