Suffolk County and Smithtown Town property record for 7 David Ln, Saint James, NY 11780
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,895 sqft · built 1968 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $14,136 (2024) |
| Deeds & Mortgages | Oct 2020 Line of Credit May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 83.-4-7 |
| Primary APN | 473489 83.-4-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,895 sqft Living Area |
| Gross Area | 2,385 sqft |
| 1st Floor Area | 1,895 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 21,780 sqft (0.5 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 490 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 744 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | J31930 |
|---|---|
| Street Address | 7 DAVID LN |
| City | SAINT JAMES |
| State | NY |
| Zip | 11780-2906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7-273551 TC-76 *4848 LOT 4 DOROTHY FARMS |
| Legal Block | 4 |
| Legal Lot Number | 7 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 135002 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 DAVID LN, SAINT JAMES, NY 11780-2906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2020 | Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU |
| May 15, 2020 | Deed of Trust, Mortgage · Conventional with PMI BETH PAGE FCU |
| Nov 14, 2018 | Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 1997 |
| Deed Sale | Jan 10, 1997 |
| Deed Book / Page | 11810 / 547 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 7 DAVID LN, SAINT JAMES, NY 11780-2906 |
| Document Number | 0232080319 |
| Instrument Date | Oct 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7 DAVID LN ST JAMES NY 117802906, ST JAMES, NY 11780-2906 |
| Document Number | 0232080319 |
|---|---|
| Date | Dec 17, 2020 |
| Book Page | 023208/000319 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 16, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 7 DAVID LN, SAINT JAMES, NY 11780-2906 |
| Document Number | 0231440604 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7 DAVID LN RONKONKOMA NY 117794302, RONKONKOMA, NY 11779-4302 |
| Document Number | 0231440604 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 023144/000604 |
| Name | BETH PAGE FCU |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM, MD 21090 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 17, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 7 DAVID LN, SAINT JAMES, NY 11780-2906 |
| Document Number | 0229960393 |
| Instrument Date | Nov 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2019 |
| Name | Verified Name |
|---|---|
| Address | 7 DAVID LN ST JAMES NY 117802906, ST JAMES, NY 11780-2906 |
| Document Number | 0229960393 |
|---|---|
| Date | Jan 14, 2019 |
| Book Page | 022996/000393 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | 899 S OYSTER BAY RD, BETHPAGE, NY 11714-1030 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 13, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,712 (-) Land $500 Building $5,212 | $714,000 (+10,774.2%) Land $62,500 Building $651,500 | |
| 2024 | $14,136.00 | ||
| 2023 | $5,712 Land $500 Building $5,212 | $6,566 Land $575 Building $5,991 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JAMES WATER DISTRICT serves 10,587 people · EPA ID NY5103266 |
|---|---|
| Water Source | Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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