7 Curtis St, Somerville, MA 02144 Property Records

Middlesex County and Somerville City property record for 7 Curtis St, Somerville, MA 02144

Property Summary

Property Type	Duplex
Details	7 bd · 4 ba · 3,424 sqft · built 1900
Lot Size	0.08 acres (3,482 sqft)
Owner	2 Trust Names on File
Last Sale	$750,000 (Aug 2016)
Tax Bill	$18,293 (2026)
Deeds & Mortgages	Nov 2020 Refinance Aug 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-H-12`

Property Details

APN / Parcel Number

Primary APN	`11-H-12`
Alternative APNs	`SOME M:11 B:H L:12` `13425139`

Interior

Bedrooms	7 Beds
Full Baths	4 Baths
Total Rooms	15 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,424 sqft Living Area
Gross Area	5,332 sqft
Basement Area	1,162 sqft
Unfinished Basement	1,162 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,482 sqft (0.08 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	13425139
Street Address	7 CURTIS ST
City	SOMERVILLE
State	MA
Zip	02144-1512
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RA
Legal Subdivision	GREENBRIAR DRIVE
Legal Block	H
Legal Lot Number	12
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2006
Census Tract	350600

Owner

7 Curtis St, a duplex, is owner-occupied and held in a trust since August 2019.

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	7 CURTIS ST, SOMERVILLE, MA 02144-1512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.
Aug 26, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 16, 2017	Deed of Trust, Mortgage CITIZENS BK/RI
Apr 14, 2017	Deed of Trust, Mortgage CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2016 · Amount on File
Deed Sale	Aug 26, 2016 · Amount on File
Prior Sale	Jun 29, 2001 · Amount on File
Deed Book / Page	67893 / 64
Last Transfer Date	Aug 21, 2019
Transfer Doc	73173-373
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	7 CURTIS ST, SOMERVILLE, MA 02144-1512
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76266-21
Date	Nov 25, 2020
Book Page	76266/21
Instrument	223180

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Aug 26, 2019
Property Address	7 CURTIS ST, SOMERVILLE, MA 02144-1512
Document Number	73173-373
Book / Page	073173 / 000373
Instrument Date	Aug 21, 2019
Instrument	127547
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5-7 CURTIS ST SOMERVILLE MA 021441512, SOMERVILLE, MA 02144-1512

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	7 CURTIS ST, SOMERVILLE, MA 02144-1512
Document Number	70422-553
Book / Page	070422 / 000553
Instrument Date	Dec 16, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70422-553
Date	Dec 21, 2017
Book Page	070422/000553
Instrument	7439

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	7 CURTIS ST, SOMERVILLE, MA 02144-1512
Document Number	69154-519
Book / Page	069154 / 000519
Instrument Date	Apr 14, 2017
Transaction Type	Mortgage
Record Updated	May 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69154-519
Date	Apr 18, 2017
Book Page	069154/000519
Instrument	56051

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 7 Curtis St was $18,293, up 8.7% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,293.00 (+8.69%)	$1,666,000 (+8%) Land $732,300 Building $933,700	$1,639,355
2025	$16,830.00 (+6.78%)	$1,542,600 (+2.96%) Land $697,400 Building $845,200
2024	$15,762.00 (+2.66%)	$1,498,300 (+0.91%) Land $697,400 Building $800,900
2023	$15,353.00	$1,484,800 Land $697,400 Building $787,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Curtis St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7 Curtis St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 955 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
Netafy Fixed Wireless	520 / 116
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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