7 Currents, Newport Coast, CA 92657 Property Records

Orange County property record for 7 Currents, Newport Coast, CA 92657

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 6,253 sqft · built 2007
Lot Size	0.482 acres (21,013 sqft)
Owner	2 Company Names on Record
Last Sale	$12,000,000 (Jun 2023)
Tax Bill	$116,709 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jun 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`489-101-11`

Property Details

APN / Parcel Number

Primary APN	`489-101-11`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	6,253 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	21,013 sqft (0.482 acres)
Garage Area	1,110 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Location & Zoning

Street Address	7 CURRENTS
City	NEWPORT BEACH
State	CA
Zip	92657-2159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16482 BLK LOT 11
Legal Subdivision	TR 16482
Legal Tract	16482
Legal Lot Number	11
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1007
Census Tract	62643

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7 CURRENTS, NEWPORT COAST, CA 92657-2159
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA
Jun 5, 2023	Grant Deed, Transfer TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2023 · Amount on Record
Deed Sale	Jun 5, 2023 · Amount on Record
Prior Sale	Sep 30, 2013 · Amount on Record
Deed Document Number	2023132311
Prior Transfer Date	Apr 24, 2014
Prior Transfer Doc	0000188825
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	7 CURRENTS, NEWPORT COAST, CA 92657-2159
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE COMPANY SUBDIV, FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25761 BUCKIESTONE DR, LAGUNA BEACH, CA 92653-6130

Mortgage

Document Number	0000164564
Date	Jul 10, 2023
Instrument	2023000164564

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Aug 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.3%
Index	Other
Margin	3
Max Rate	15.3%

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 5, 2023
Property Address	7 CURRENTS, NEWPORT COAST, CA 92657-2159
Document Number	0000132311
Map Reference	MB 852 PG 7-13
Instrument Date	May 9, 2023
Instrument	2023000132311
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	25761 BUCKLESTONE DR, LAGUNA HILLS, CA 92653-6130

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Newport Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$11,056,994 (+2.5%) Land $9,132,148 Building $1,924,846
2025	$116,709.00 (+181.12%) Homeowner's exemption	$10,786,851 (+212.81%) Land $8,953,086 Building $1,833,765
2023	$41,516.00 (+2.63%)	$3,448,342 Land $3,156,937 Building $291,405
2022	$40,453.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT BEACH serves 69,520 people · EPA ID CA3010023
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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