7 Cullpepper Rd NE, Calhoun, GA 30701 Property Records

Floyd County property record for 7 Cullpepper Rd NE, Calhoun, GA 30701

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,413 sqft · built 1990
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Aug 1997)
Tax Bill	$1,728 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`L07--091`

Property Details

APN / Parcel Number

Primary APN	`L07--091`
Alternative APN	`56996`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,413 sqft Heated Area
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	30,928 sqft (0.71 acres)
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	56996
Street Address	7 CULLPEPPER RD NE
City	CALHOUN
State	GA
Zip	30701-6933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	LL 51 24/3
Jurisdiction	FLOYD GA
Township / Civil Division	ARMUCHEE
Census Block Group	3
Census Block	3015
Census Tract	202

Owner

Source: Floyd County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 CULLPEPPER RD NE, CALHOUN, GA 30701-6933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage RIVER CITY BANK
Jun 8, 2020	Deed of Trust, Mortgage HERITAGE FIRST BK
Sep 30, 2019	Trustee's Deed, Construction Loan · Construction Mortgage HERITAGE FIRST BK
Jan 13, 2020	Correction Deed, Construction Loan · Construction Mortgage HERITAGE FIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 1997 · Amount on Record
Deed Sale	Aug 15, 1997 · Amount on Record
Deed Book / Page	1420 / 54
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	7 CULLPEPPER RD NE, CALHOUN, GA 30701-6933
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CULLPEPPER RD NE, CALHOUN, GA 30701-6933

Mortgage

Document Number	0029080000000937
Date	Sep 15, 2025
Book Page	0000002908/0000000937

Lender

Name	RIVER CITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	7 CULLPEPPER RD NE, CALHOUN, GA 30701-6933
Document Number	0026300131
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CULLPEPPER RD NE CALHOUN GA 307016933, CALHOUN, GA 30701-6933

Mortgage

Document Number	0026300131
Date	Jun 12, 2020
Book Page	002630/000131

Lender

Name	HERITAGE FIRST BK
Type	Bank
Address	ROME, GA 30161

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2050

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FLOYD GA
Recording Date	Sep 30, 2019
Property Address	7 CULLPEPPER RD NE, CALHOUN, GA 30701-6933
Document Number	0025990159
Book / Page	002599 / 000159
Instrument Date	Sep 23, 2019
Transaction Type	Construction Loan
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CULLPEPPER RD NE CALHOUN GA 307016933, CALHOUN, GA 30701-6933

Mortgage

Document Number	25990159
Date	Sep 30, 2019
Book Page	002599/000159

Lender

Name	HERITAGE FIRST BK
Type	Bank
Address	ROME, GA 30161

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 29, 2020

January 2020: Correction Deed, Construction Loan

Document Type	Correction Deed
Jurisdiction	FLOYD GA
Recording Date	Jan 13, 2020
Property Address	7 CULLPEPPER RD NE, CALHOUN, GA 30701-6933
Document Number	0026111227
Book / Page	002611 / 001227
Instrument Date	Sep 23, 2019
Transaction Type	Construction Loan
Record Updated	Feb 5, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	26111227
Date	Jan 13, 2020
Book Page	002611/001227

Lender

Name	HERITAGE FIRST BK
Type	Bank
Address	ROME, GA 30161

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 12, 2021

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of January 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Floyd County
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,728.00 (-21.42%) Homeowner's exemption
2025	$2,199.00 (-0.81%) Homeowner's exemption	$119,288 (+14.22%) Land $10,192 Building $109,096	$298,220 (+14.22%) Land $25,480 Building $272,740
2024	$2,217.00 (+32.2%) Homeowner's exemption	$104,433 (+3.45%) Land $9,060 Building $95,373	$261,082 (+3.45%) Land $22,649 Building $238,433
2023	$1,677.00 (-12.47%) Homeowner's exemption	$100,954 (+22.43%) Land $8,236 Building $92,718	$252,386 (+22.43%) Land $20,590 Building $231,796
2022	$1,916.00 Homeowner's exemption	$82,460 Land $6,731 Building $75,729	$206,150 Land $16,827 Building $189,323

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 74% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLOYD COUNTY serves 46,143 people · EPA ID GA1150001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

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