St. Louis County property record for 7 Culbert Ln, Virginia, MN 55792
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.25 ba · 1,376 sqft · built 1971 |
| Lot Size | 0.23 acres (10,045 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $127,000 (Jun 2010) |
| Tax Bill | $3,204 (2026) |
| Deeds & Mortgages | Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 090-0065-00080 |
| Primary APN | 090-0065-00080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,376 sqft Gross Area |
| 1st Floor Area | 1,376 sqft |
| Basement Area | 425 sqft |
| Finished Basement | 425 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 10,045 sqft (0.23 acres) |
| Garage Area | 576 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 156 sqft |
| Storage Building | 128 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 898894 |
|---|---|
| Street Address | 7 CULBERT LN |
| City | VIRGINIA |
| State | MN |
| Zip | 55792-3503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0008 BLOCK:000 SERIAL # |
| Legal Subdivision | ELSTAD HEIGHTS |
| Legal Lot Number | 8 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | VIRGINIA |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 13200 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7 CULBERT LN, VIRGINIA, MN 55792-3503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2010 · Amount on Record |
| Deed Sale | Jun 4, 2010 · Amount on Record |
| Deed Document Number | 2010885353 |
| Prior Transfer Date | Mar 26, 2009 |
| Prior Transfer Doc | 0000866870 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 7 CULBERT LN, VIRGINIA, MN 55792-3503 |
| Document Number | 00T1015764 |
| Instrument Date | Sep 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 7 CULBERT LN VIRGINIA MN 557923503, VIRGINIA, MN 55792-3503 |
| Document Number | 00T1015764 |
|---|---|
| Date | Oct 2, 2019 |
| Instrument | T1015764 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | NEW ULM, MN 56073 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2039 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Virginia City |
| Unified School District | Rock Ridge Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,204.00 (+25.65%) Homeowner's exemption | ||
| 2025 | $2,550.00 (+1.51%) Homeowner's exemption | $214,900 (+18.66%) Land $14,000 Building $200,900 | $214,900 (+18.66%) Land $14,000 Building $200,900 |
| 2024 | $2,512.00 | $181,100 (+20.98%) Land $10,900 Building $170,200 | $181,100 (+20.98%) Land $10,900 Building $170,200 |
| 2022 | $149,700 Land $10,900 Building $138,800 | $149,700 Land $10,900 Building $138,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Virginia serves 8,361 people · EPA ID MN1690046 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fixed Wireless | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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