7 Crystal Spring Rd, Chappaqua, NY 10514 Property Records

Westchester County and New Castle Town property record for 7 Crystal Spring Rd, Chappaqua, NY 10514

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,264 sqft · built 1963
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$1,361,000 (Sep 2020)
Tax Bill	$33,122 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2020 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`553600 81.18-2-12`

Property Details

APN / Parcel Number

Primary APN	`553600 81.18-2-12`
Alternative APNs	`360008101800020120000000` `2146000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,264 sqft Living Area
1st Floor Area	1,678 sqft
2nd Floor Area	1,586 sqft
Basement Area	1,342 sqft
Finished Basement	1,342 sqft
Unfinished Basement	1,342 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Mixed
Garage Area	920 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	749 sqft
Patio Area	390 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	2146000
Street Address	7 CRYSTAL SPRING RD
City	CHAPPAQUA
State	NY
Zip	10514-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Subdivision	HIGHLAND TERRACE
Legal Block	2
Legal Lot Number	12.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	NEW CASTLE
Census Block Group	1
Census Block	1016
Census Tract	13103

Owner

Source: Westchester County and New Castle Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7 CRYSTAL SPRING RD, CHAPPAQUA, NY 10514-1412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Line of Credit ALLIANT CREDIT UNION
Sep 28, 2020	Bargain and Sale Deed, Transfer RECORD & RETURN TITLE AGENCY
Dec 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage JOHN GILL
Jun 6, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2020 · Amount on File
Deed Sale	Sep 28, 2020 · Amount on File
Prior Sale	Jun 6, 2017 · Amount on File
Deed Document Number	2020602603441
Prior Transfer Date	Feb 12, 2018
Prior Transfer Doc	0580403482
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Recording Date	Jul 10, 2026
Property Address	7 CRYSTAL SPRING RD, CHAPPAQUA, NY 10514-1412
Document Number	0000003253
Instrument Date	Jun 2, 2026
Instrument	20263253
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CRYSTAL SPRING RD, CHAPPAQUA, NY 10514-1412
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003253,
Date	Jul 10, 2026
Instrument	20263253

Lender

Name	ALLIANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.37%
Max Rate	-1%

September 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Sep 28, 2020
Property Address	7 CRYSTAL SPRING RD, CHAPPAQUA, NY 10514-1412
Document Number	0602603441
Instrument Date	Sep 17, 2020
Instrument	602603441
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	RECORD & RETURN TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$5,444.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 CRYSTAL SPRING RD, 7, CHAPPAQUA, NY 10514-1412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 EAST 87TH STREET, 10228
Investor	Possibly a Property Investor

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	7 CRYSTAL SPRING RD, CHAPPAQUA, NY 10514-1412
Document Number	0580573574
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Mar 6, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CRYSTAL SPRING RD CHAPPAQUA NY 105141412, CHAPPAQUA, NY 10514-1412

Mortgage

Document Number	0580573574
Date	Feb 27, 2018
Book Page	058057/003574

Lender

Name	JOHN GILL
Address	5 W 19TH ST # 7TH, NEW YORK, NY 10011-4216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jun 6, 2017
Property Address	7 CRYSTAL SPRING RD, CHAPPAQUA, NY 10514-1412
Document Number	0571373406
Book / Page	057137 / 003406
Instrument Date	May 31, 2017
Transaction Type	Transfer
Record Updated	Sep 26, 2018

Transaction

Amount	Amount on Record
Tax	$5,580.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 E 35TH ST NEW YORK NY 100163887, NEW YORK, NY 10016-3887

Tax Assessment & Valuation

Source: Westchester County and New Castle Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	New Castle Town
Unified School District	Chappaqua Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$33,122.00
2025		$194,500 (-) Land $85,000 Building $109,500	$1,394,265 (+0.86%) Land $609,319 Building $784,946
2024		$194,500 (-) Land $85,000 Building $109,500	$1,382,374 (+5.19%) Land $604,122 Building $778,252
2023		$194,500 Land $85,000 Building $109,500	$1,314,189 Land $574,324 Building $739,865

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	25 (1980–2021)
Claims Outside the SFHA	20 of 25
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Flooding, Mar 2010 · 2 claims Coastal Storms & Flooding, Apr 1984 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW CASTLE/STANWOOD W.D. serves 17,116 people · EPA ID NY5903442
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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