Suffolk County and Smithtown Town property record for 7 Crystal Ct, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,620 sqft · built 2001 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $885,000 (Nov 2021) |
| Tax Bill | $20,333 (2024) |
| Deeds & Mortgages | Sep 2019 Construction Loan May 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 106.-4-58.26 |
| Primary APN | 473489 106.-4-58.26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,620 sqft Living Area |
| Gross Area | 3,550 sqft |
| 1st Floor Area | 1,320 sqft |
| 2nd Floor Area | 1,300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,375 sqft (0.33 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 824 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 106 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 7 CRYSTAL CT |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-3889 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP OF GALLERIA HEIGHTS FILE # 10455 FILED 6/28/LOT # 4 |
| Legal Block | 4 |
| Legal Lot Number | 58 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 135401 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 CRYSTAL CT, SMITHTOWN, NY 11787-3889 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2019 | Deed of Trust, Mortgage · Construction Mortgage TEACHERS FCU |
| May 3, 2021 | Deed of Trust, Mortgage · Line of Credit TEACHERS & COMMUNITY CREDIT UNION |
| Nov 12, 2021 | Deed, Transfer · Stand-Alone First Mortgage INTERCONTINENTAL CAPITAL GROUP INC |
| Jul 30, 2019 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage TEACHERS FCU |
| May 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TEACHERS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2021 · Amount on Record |
| Deed Sale | Nov 12, 2021 · Amount on Record |
| Prior Sale | Apr 23, 2001 · Amount on Record |
| Deed Book / Page | 13129 / 259 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 7 CRYSTAL CT, SMITHTOWN, NY 11787-3889 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0230580890 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 23058/890 |
| Instrument | DK019605 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Oct 1, 2048 |
| Rate | 2.88% |
|---|---|
| Type Change Date | Aug 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 7 CRYSTAL CT, SMITHTOWN, NY 11787-3889 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0232680848 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 23268/848 |
| Instrument | DM007420 |
| Name | TEACHERS & COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Jun 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Nov 12, 2021 |
| Property Address | 7 CRYSTAL CT, SMITHTOWN, NY 11787-3889 |
| Document Number | 0131290259 |
| Book / Page | 13129 / 259 |
| Instrument Date | Oct 5, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 98 MUNCIE RD, WEST BABYLON, NY 11704-8221 |
| Document Number | 00DM046785 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | DM046785 |
| Name | INTERCONTINENTAL CAPITAL GROUP INC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 7 CRYSTAL CT, SMITHTOWN, NY 11787-3889 |
| Document Number | 0230580891 |
| Instrument Date | Jul 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7 CRYSTAL CT SMITHTOWN NY 117873889, SMITHTOWN, NY 11787-3889 |
| Document Number | 0230580891 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 023058/000891 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | HAUPPAUGE, NY 11788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 8, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 7 CRYSTAL CT, SMITHTOWN, NY 11787-3889 |
| Document Number | 0228240932 |
| Book / Page | 022824 / 000932 |
| Instrument Date | May 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2017 |
| Title Company | FIRST RESOURCE TITLE |
| Name | Verified Name |
|---|---|
| Address | 7 CRYSTAL CT SMITHTOWN NY 117873889, SMITHTOWN, NY 11787-3889 |
| Document Number | 0228240932 |
|---|---|
| Date | Jun 9, 2017 |
| Book Page | 022824/000932 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | HAUPPAUGE, NY 11788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 8, 2032 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,680 (-) Land $330 Building $7,350 | $960,000 (+10,775.72%) Land $41,250 Building $918,750 | |
| 2024 | $20,333.00 | ||
| 2023 | $7,680 Land $330 Building $7,350 | $8,827 Land $379 Building $8,448 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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