7 Crystal Ct, Bloomington, IL 61704 Property Records

McLean County property record for 7 Crystal Ct, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,756 sqft · built 1998
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$252,500 (Sep 2025)
Tax Bill	$4,788 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-01-451-018`

Property Details

APN / Parcel Number

Primary APN	`21-01-451-018`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,756 sqft Living Area
Gross Area	2,113 sqft
1st Floor Area	1,080 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	115 ft deep x 25 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	357 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7 CRYSTAL CT
City	BLOOMINGTON
State	IL
Zip	61704-4594
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 9 CRYSTALSPUD
Legal Range	02E
Legal Township	23N
Legal Section	01
Legal Subdivision	CRYSTALSPUD
Legal Lot Number	9
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2013
Census Tract	1103

Owner

Source: McLean County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 CRYSTAL CT, BLOOMINGTON, IL 61704-4594
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERVICES
Oct 28, 2025	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Sep 22, 2025	Warranty Deed, Transfer UNKNOWN, FTC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2025 · Amount on Record
Deed Sale	Sep 22, 2025 · Amount on Record
Prior Sale	Jul 6, 2009 · Amount on Record
Deed Document Number	202513131
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Recording Date	Apr 23, 2026
Property Address	7 CRYSTAL CT, BLOOMINGTON, IL 61704-4594
Document Number	0000005501
Instrument Date	Apr 2, 2026
Instrument	20265501
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST STATE MORTGAGE SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	7 CRYSTAL CT, BLOOMINGTON, IL 61704-4594

Mortgage

Document Number	0000005501,
Date	Apr 23, 2026
Instrument	20265501

Lender

Name	FIRST STATE MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.25%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	7 CRYSTAL CT, BLOOMINGTON, IL 61704-4594
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 SILVERLINK DR, O FALLON, IL 62269-6976

Mortgage

Document Number	202500015401
Date	Oct 28, 2025
Instrument	2025-00015401

Lender

Name	FIRST STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 3, 2030

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 22, 2025
Property Address	7 CRYSTAL CT, BLOOMINGTON, IL 61704-4594
Document Number	202500013131
Map Reference	DOC 96-29897
Instrument Date	Sep 4, 2025
Instrument	2025-00013131
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	UNKNOWN, FTC

Transaction

Amount	Amount Recorded
Tax	$252.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 CRYSTAL CT, BLOOMINGTON, IL 61704-4594

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$78,739 (+12.38%) Land $9,079 Building $69,660	$236,217 (+12.38%) Land $27,237 Building $208,980
2024	$4,788.00 (+2.99%)	$70,062 (+13.68%) Land $8,078 Building $61,984	$210,186 (+13.68%) Land $24,234 Building $185,952
2023	$4,649.00	$61,633 Land $7,105 Building $54,528	$184,899 Land $21,315 Building $163,584

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink, Pavlov Media.

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