7 Cross St, Whitefield, NH 03598 Property Records

Coos County and Whitefield Town property record for 7 Cross St, Whitefield, NH 03598

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,298 sqft · built 1930
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on File
Last Sale	$120,000 (Jun 2018)
Tax Bill	$3,127 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WHFD M:103 L:132`

Property Details

APN / Parcel Number

Primary APN	`WHFD M:103 L:132`
Alternative APN	`302`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,298 sqft Living Area
Gross Area	2,304 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	2,178 sqft (0.05 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	302
Street Address	7 CROSS ST
City	WHITEFIELD
State	NH
Zip	03598-3041
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	132
Jurisdiction	WHITFIELD TOWN NH
Township / Civil Division	WHITEFIELD
Census Block Group	2
Census Block	2026
Census Tract	951100

Owner

7 Cross St, a duplex, is owned by a company that bought it in June 2018.

Source: Coos County and Whitefield Town records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	91 GLENELLEN RD, WEST ROXBURY, MA 02132-5107
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF NEW HAMPSHIRE
Feb 24, 2020	Deed of Trust, Mortgage BANK OF NH
Jun 8, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF NH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2018 · Amount on File
Deed Sale	Jun 8, 2018 · Amount on File
Prior Sale	Feb 10, 2016 · Amount on File
Deed Document Number	20182375
Deed Book / Page	1489 / 684
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITFIELD TOWN NH
Property Address	7 CROSS ST, WHITEFIELD, NH 03598-3041
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001594-228
Date	Mar 1, 2022
Book Page	1594/228
Instrument	2201006

Lender

Name	BANK OF NEW HAMPSHIRE
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITFIELD TOWN NH
Property Address	7 CROSS ST, WHITEFIELD, NH 03598-3041
Document Number	0015300651
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13 ESSEX ST AMESBURY MA 019131519, AMESBURY, MA 01913-1519

Mortgage

Document Number	0015300651
Date	Feb 27, 2020
Book Page	001530/000651
Instrument	2000793

Lender

Name	BANK OF NH
Type	Bank
Address	LACONIA, NH 03246

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITFIELD TOWN NH
Recording Date	Jun 8, 2018
Property Address	7 CROSS ST, WHITEFIELD, NH 03598-3041
Document Number	0014890684
Book / Page	001489 / 000684
Instrument Date	Jun 8, 2018
Instrument	1802375
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13 ESSEX ST AMESBURY MA 019131519, AMESBURY, MA 01913-1519

Mortgage

Document Number	14890686
Date	Jun 8, 2018
Book Page	001489/000686
Instrument	1802376

Lender

Name	BANK OF NH
Type	Bank
Address	LACONIA, NH 03246

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Mortgage

Document Number	14890695,
Date	Jun 8, 2018
Book Page	001489/000695
Instrument	1802378

Lender

Name	BANK OF NH
Type	Bank
Address	LACONIA, NH 03246

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Coos County and Whitefield Town assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Coos County
County Subdivision	Whitefield Town
Unified School District	White Mountain Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$3,127.00	$190,700 Land $17,000 Building $173,700
2022	$1,711.00	$67,300 Land $4,800 Building $62,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7 Cross St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Cross St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEFIELD WATER serves 1,640 people · EPA ID NH2501010
Water Source	Groundwater
Last State Inspection	Oct 2023

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2022
Treatment and Procedure	Coliform assessment Aug 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy.

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