7 Cross St, Smithfield, RI 02917 Property Records

Scituate Town property record for 7 Cross St, Smithfield, RI 02917

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,476 sqft · built 1930
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Nov 2017)
Tax Bill	$5,732 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Nov 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`22-0152-00`

Property Details

APN / Parcel Number

Primary APN	`22-0152-00`
Alternative APN	`SMIT M:23 B:000 L:065 U`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,476 sqft Living Area
Gross Area	2,610 sqft
1st Floor Area	756 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,979 sqft (0.275 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	22-0152-00
Street Address	7 CROSS ST
City	SMITHFIELD
State	RI
Zip	02917-4010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Lot Number	65
Jurisdiction	SMITHFIELD RI
Township / Civil Division	SMITHFIELD
Census Block Group	2
Census Block	2004
Census Tract	12602

Owner

7 Cross St is owned and occupied by two individuals who bought it in November 2017.

Source: Scituate Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 CROSS ST, SMITHFIELD, RI 02917-4010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE
Nov 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TORRE HOLDINGS LLC
Nov 16, 2017	Warranty Deed, Transfer
Jun 9, 2017	Warranty Deed, Transfer · Conventional Mortgage RYANNA LLC
Apr 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2017 · Amount on File
Deed Sale	Nov 16, 2017 · Amount on File
Prior Sale	Jun 9, 2017 · Amount on File
Transfer Doc	1101-281
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITHFIELD RI
Recording Date	Dec 30, 2022
Property Address	7 CROSS ST, SMITHFIELD, RI 02917-4010
Document Number	0001451-31
Book / Page	1451 / 31
Instrument Date	Dec 30, 2022
Instrument	2022-3983
Transaction Type	Transfer
Record Updated	Jan 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	275 UNION AVE, BURRILLVILLE, RI

Mortgage

Document Number	0020223984
Date	Dec 30, 2022
Instrument	2022-3984

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITHFIELD RI
Property Address	7 CROSS ST, SMITHFIELD, RI 02917-4010
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001444-206
Date	Nov 1, 2022
Book Page	1444/206
Instrument	2022-3459

Lender

Name	TORRE HOLDINGS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITHFIELD RI
Recording Date	Nov 16, 2017
Property Address	7 CROSS ST, SMITHFIELD, RI 02917-4010
Document Number	1137-181
Book / Page	001137 / 000181
Instrument Date	Nov 16, 2017
Instrument	42509
Transaction Type	Transfer
Record Updated	Dec 5, 2017

Transaction

Amount	Amount on Record
Tax	$265.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CROSS ST SMITHFIELD RI 029174010, SMITHFIELD, RI 02917-4010

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITHFIELD RI
Recording Date	Jun 9, 2017
Property Address	7 CROSS ST, SMITHFIELD, RI 02917-4010
Document Number	1111-268
Book / Page	001111 / 000268
Instrument Date	Jun 7, 2017
Instrument	40562
Transaction Type	Transfer
Record Updated	Jul 5, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CROSS ST SMITHFIELD RI 029174010, SMITHFIELD, RI 02917-4010

Mortgage

Document Number	1111-270
Date	Jun 9, 2017
Book Page	001111/000270
Instrument	40563

Lender

Name	RYANNA LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SMITHFIELD RI
Recording Date	Apr 10, 2017
Property Address	7 CROSS ST, SMITHFIELD, RI 02917-4010
Document Number	1101-281
Book / Page	001101 / 000281
Instrument Date	Apr 2, 2017
Instrument	39803
Transaction Type	Transfer
Record Updated	May 2, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 7 Cross St was $5,732.

Source: Scituate Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Scituate Town
Unified School District	Scituate School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,732.00	$462,600 Land $155,500 Building $307,100	$437,544
2023	$5,247.00 (+2.7%)	$382,400 (-) Land $141,300 Building $241,100
2022	$5,109.00	$382,400 Land $141,300 Building $241,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Cross St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	98 units insured incl. 96 condo units
Nearby Flood Claims	15 (1982–2010)
Claims Outside the SFHA	10 of 15
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Cross St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cross St

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