Middlesex County and Pepperell Town property record for 7 Cross St, Pepperell, MA 01463
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,428 sqft · built 1880 |
| Lot Size | 0.459 acres (19,981 sqft) |
| Owner | Individual Name on File |
| Last Sale | $339,900 (Jul 2018) |
| Tax Bill | $7,031 (2025) |
| Deeds & Mortgages | Apr 2026 Second Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | PEPP M:0023 B:0091 L:00000 |
| Primary APN | PEPP M:0023 B:0091 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 3,428 sqft Living Area |
| Gross Area | 7,058 sqft |
| 1st Floor Area | 780 sqft |
| Basement Area | 1,870 sqft |
| Unfinished Basement | 1,870 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,981 sqft (0.459 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 7 CROSS ST |
|---|---|
| City | PEPPERELL |
| State | MA |
| Zip | 01463-1508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URR |
| Legal Block | 91 |
| Jurisdiction | PEPPERELL MA |
| Township / Civil Division | PEPPERELL |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 327102 |
Source: Middlesex County and Pepperell Town records · APN PEPP M:0023 B:0091 L:00000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 CROSS ST, PEPPERELL, MA 01463-1508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jul 25, 2018 | Quit Claim Deed, Transfer WASHINGTON TRUST MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 25, 2018 · Amount on Record |
| Deed Sale | Jul 25, 2018 · Amount on Record |
| Prior Sale | Dec 16, 2003 · Amount on Record |
| Deed Document Number | 2018111975 |
| Deed Book / Page | 71372 / 27 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Recording Date | Apr 21, 2026 |
| Property Address | 7 CROSS ST, PEPPERELL, MA 01463-1508 |
| Document Number | 085488-246 |
| Book / Page | 85488 / 246 |
| Instrument Date | Apr 08, 2026 |
| Instrument | 202643550 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7 CROSS ST, PEPPERELL, MA 01463-1508 |
| Document Number | 0000043550, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 85488/246 |
| Instrument | 202643550 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Recording Date | Jul 25, 2018 |
| Property Address | 7 CROSS ST, PEPPERELL, MA 01463-1508 |
| Document Number | 71372-27 |
| Book / Page | 71372 / 27 |
| Instrument | 111975 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $55.86 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 CROSS ST, PEPPERELL, MA 01463-1508 |
| Document Number | 713720030 |
|---|---|
| Date | Jul 25, 2018 |
| Instrument | 71372/0030 |
| Name | WASHINGTON TRUST MTG |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 25, 2048 |
Source: Middlesex County and Pepperell Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Pepperell Town |
| Unified School District | North Middlesex School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,031.00 (+7.52%) | $480,600 (+5.46%) Land $130,200 Building $350,400 | $492,005 (+10.33%) |
| 2024 | $6,539.00 (-0.4%) | $455,700 (+5.1%) Land $117,800 Building $337,900 | $445,930 |
| 2023 | $6,565.00 | $433,600 Land $117,800 Building $315,800 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1987) |
| Most Recent Claim | Apr 1987 · Severe Storms & Flooding |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 176 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PEPPERELL DPW WATER DIVISION serves 9,217 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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