7 Cross St, Lynn, MA 01904 Property Records

Essex County and Lynn City property record for 7 Cross St, Lynn, MA 01904

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,077 sqft · built 1900
Lot Size	0.04 acres (1,738 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Nov 2019)
Tax Bill	$5,043 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Oct 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:085 L:164 S:036`

Property Details

APN / Parcel Number

Primary APN	`B:085 L:164 S:036`
Alternative APN	`LYNN M:085 B:164 L:036`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,077 sqft Living Area
Gross Area	1,888 sqft
Basement Area	618 sqft
Unfinished Basement	618 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,738 sqft (0.04 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	7 CROSS ST
City	LYNN
State	MA
Zip	01904-2703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	164
Legal Lot Number	36
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3000
Census Tract	205200

Owner

7 Cross St is owned and occupied by two individuals who bought it in November 2019.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 CROSS ST, LYNN, MA 01904-2703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2019	Quit Claim Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Oct 16, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 17, 2018	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2019 · Amount on File
Deed Sale	Nov 25, 2019 · Amount on File
Prior Sale	Apr 17, 2018 · Amount on File
Deed Book / Page	38059 / 394
Prior Transfer Date	Nov 21, 2019
Prior Transfer Doc	38059-394
Record Updated	Oct 29, 2026

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Nov 25, 2019
Property Address	7 CROSS ST, LYNN, MA 01904-2703
Document Number	38059-394
Book / Page	38059 / 394
Instrument Date	Nov 21, 2019
Instrument	20191125004300
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CROSS ST, LYNN, MA 01904-2703

Mortgage

Document Number	191125004310
Date	Nov 25, 2019
Instrument	191125004310

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Oct 16, 2019
Property Address	7 CROSS ST, LYNN, MA 01904-2703
Document Number	37938-184
Book / Page	037938 / 000184
Instrument Date	Oct 15, 2019
Instrument	1016003920
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 ESSEX ST SALEM MA 019703176, SALEM, MA 01970-3176

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Apr 17, 2018
Property Address	7 CROSS ST, LYNN, MA 01904-2703
Document Number	36651-261
Book / Page	036651 / 000261
Instrument Date	Apr 17, 2018
Instrument	1804172310
Transaction Type	Transfer
Record Updated	May 8, 2018

Transaction

Amount	Amount on Record
Tax	$1,185.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CROSS ST LYNN MA 01901, LYNN, MA 01901

Tax Assessment & Valuation

The 2025 property tax bill for 7 Cross St was $5,043, up 2.9% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,043.00 (+2.88%)	$486,800 (+4.58%) Land $175,800 Building $311,000	$432,820
2024	$4,902.00 (+5.1%)	$465,500 (+11.28%) Land $171,800 Building $293,700
2023	$4,664.00	$418,300 Land $161,500 Building $256,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Cross St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Cross St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 992 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Starry.

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