7 Cross St, Cromwell, CT 06416 Property Records

Cromwell Town property record for 7 Cross St, Cromwell, CT 06416

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,347 sqft · built 1994
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on File
Last Sale$236,500 (May 2000)
Tax Bill$8,990 (2025)
Deeds & MortgagesJan 2020 Refinance
Apr 2020 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN34-13

Property Details

APN / Parcel Number

Primary APN34-13
Alternative APNs
  • CROM M:00322600
  • M:34 B:25 L:13
  • 322600

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,347 sqft Living Area
Gross Area4,792 sqft
1st Floor Area1,148 sqft
Basement Area1,148 sqft
Unfinished Basement918 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,424 sqft (0.4 acres)
Garage TypeDetached
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number322600
Street Address7 CROSS ST
CityCROMWELL
StateCT
Zip06416-1650
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal Block25
Legal Lot Number13
JurisdictionCROMWELL CT
Township / Civil DivisionCROMWELL
Census Block Group2
Census Block2000
Census Tract570200

Owner

Source: Cromwell Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address7 CROSS ST, CROMWELL, CT 06416-1650
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
CONNECTICUT STATE EMPLOYEES FCU
Apr 23, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE INC
May 8, 2018Deed of Trust, Mortgage · Line of Credit
LIBERTY BK/AR SILOAM SPRINGS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2000 · Amount on File
Deed SaleMay 15, 2000 · Amount on File
Prior SaleNov 1, 1993 · Amount on File
Deed Book / Page738 / 27
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCROMWELL CT
Property Address7 CROSS ST, CROMWELL, CT 06416-1650
Transaction TypeMortgage
Record UpdatedMar 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1668-114
DateJan 16, 2020
Book Page1668/114
Lender
NameCONNECTICUT STATE EMPLOYEES FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueFeb 1, 2040

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCROMWELL CT
Property Address7 CROSS ST, CROMWELL, CT 06416-1650
Transaction TypeMortgage
Record UpdatedMar 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1675-314
DateApr 23, 2020
Book Page1675/314
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueMay 1, 2035

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCROMWELL CT
Property Address7 CROSS ST, CROMWELL, CT 06416-1650
Document Number1620-111
Transaction TypeMortgage
Record UpdatedMay 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 CROSS ST CROMWELL CT 064161650, CROMWELL, CT 06416-1650

Mortgage

Document Number1620-111
DateMay 8, 2018
Book Page001620/000111
Lender
NameLIBERTY BK/AR SILOAM SPRINGS
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 7, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cromwell Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionCromwell Town
Unified School DistrictCromwell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,990.00$291,970 (-) Land $94,500 Building $197,470$204,379 Land $66,150 Building $138,229
2024$8,990.00 (+4.69%)
2023$8,587.00 (+8.19%)$291,970 (+22.6%) Land $94,500 Building $197,470
2022$7,937.00$238,140 Land $82,390 Building $155,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCROMWELL FIRE DISTRICT WATER DEPARTMENT
serves 14,316 people · EPA ID CT0330011
Water SourceGroundwater
Last State InspectionMar 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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