Worcester County and Ashburnham Town property record for 7 Cross St, Ashburnham, MA 01430
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 5 bd · 6 ba · 4,664 sqft · built 1900 |
| Lot Size | 1.49 acres (65,227 sqft) |
| Owner | Company Name on Record |
| Last Sale | $199,900 (Oct 2012) |
| Tax Bill | $6,978 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Feb 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ASHB M:0058 B:000109 |
| Primary APN | ASHB M:0058 B:000109 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Total Rooms | 22 Rooms |
| Units | 6 Units |
| Stories | 3 Stories |
| Building Area | 4,664 sqft Living Area |
| Gross Area | 6,336 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 65,227 sqft (1.49 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 7 CROSS ST |
|---|---|
| City | ASHBURNHAM |
| State | MA |
| Zip | 01430-1673 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Subdivision | DONALD E & DONNA L ROY |
| Legal Block | 109 |
| Jurisdiction | ASHBURNHAM MA |
| Township / Civil Division | ASHBURNHAM |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 700100 |
Source: Worcester County and Ashburnham Town records, as of April 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 37, FITCHBURG, MA 01420-0001 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ATHOL SAVINGS BANK |
| Feb 6, 2026 | Deed of Trust, Mortgage RICHARD W STRAIGHT LI |
| Mar 11, 2020 | Deed of Trust, Mortgage PRIVATE INDIVIDUAL |
| Mar 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage RICHARD STRAIGHT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2012 · Amount on Record |
| Deed Sale | Oct 12, 2012 · Amount on Record |
| Prior Sale | Aug 28, 2002 · Amount on Record |
| Deed Book / Page | 7746 / 105 |
| Transfer Doc | 007746-105 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHBURNHAM MA |
| Property Address | 7 CROSS ST, ASHBURNHAM, MA 01430-1673 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009917-331 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 9917/331 |
| Instrument | 5912 |
| Name | ATHOL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHBURNHAM MA |
| Property Address | 7 CROSS ST, ASHBURNHAM, MA 01430-1673 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0011153-26 |
|---|---|
| Date | Feb 6, 2026 |
| Book Page | 11153/26 |
| Instrument | 1596 |
| Name | RICHARD W STRAIGHT LI |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHBURNHAM MA |
| Property Address | 7 CROSS ST, ASHBURNHAM, MA 01430-1673 |
| Document Number | 9567-195 |
| Instrument Date | Mar 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 281 CHARLES ST FITCHBURG MA 014204158, FITCHBURG, MA 01420-4158 |
| Document Number | 9567-195 |
|---|---|
| Date | Mar 12, 2020 |
| Book Page | 009567/000195 |
| Instrument | 4145 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHBURNHAM MA |
| Property Address | 7 CROSS ST, ASHBURNHAM, MA 01430-1673 |
| Document Number | 8804-251 |
| Book / Page | 008804 / 000251 |
| Instrument Date | Mar 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 8804-251 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 008804/000251 |
| Instrument | 6877 |
| Name | RICHARD STRAIGHT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Ashburnham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Ashburnham Town |
| Unified School District | Ashburnham-Westminster School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,978.00 (-5.82%) | $469,300 (-0.23%) Land $50,400 Building $418,900 |
| 2024 | $7,409.00 (-4.83%) | $470,400 (-) Land $50,300 Building $420,100 |
| 2023 | $7,785.00 | $470,400 Land $50,300 Building $420,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHBURNHAM WATER DEPARTMENT serves 3,680 people · EPA ID MA2011000 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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