Suffolk County and Brookhaven Town property record for 7 Cross Rd, Ridge, NY 11961
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,820 sqft · built 1968 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $187,000 (Mar 2001) |
| Tax Bill | $11,484 (2024) |
| Deeds & Mortgages | Oct 2020 Mortgage Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0200-381.00-01.00-004.000 |
| Primary APN | 0200-381.00-01.00-004.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,820 sqft Living Area |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 21,780 sqft (0.5 acres) |
| View / Lot | Waterfront |
| Heating System | Radiant |
|---|
| Account Number | 8736400 |
|---|---|
| Street Address | 7 CROSS RD |
| City | RIDGE |
| State | NY |
| Zip | 11961-2648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N FOLK E ROYCE S CROSS RD T-10100 W |
| Legal Subdivision | RIDGE |
| Legal Block | 1000 |
| Legal Lot Number | 100 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | BROOKHAVEN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 158710 |
7 Cross Rd is owned and occupied by two individuals who acquired it in November 2011.
Source: Suffolk County and Brookhaven Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 CROSS RD, RIDGE, NY 11961-2648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2020 | Deed of Trust, Mortgage DRAPER & KRAMER MTG |
| Mar 5, 2020 | Grant Deed, Transfer · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2001 · Amount on File |
| Deed Sale | Mar 21, 2001 · Amount on File |
| Deed Book / Page | 12108 / 977 |
| Last Transfer Date | Nov 21, 2011 |
| Transfer Doc | 0126790760 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 7 CROSS RD, RIDGE, NY 11961-2648 |
| Document Number | 0232110818 |
| Instrument Date | Oct 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 119 WALDEN ST KINGS PARK NY 11754, KINGS PARK, NY 11754 |
| Document Number | 0232110818 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 023211/000818 |
| Name | DRAPER & KRAMER MTG |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 22, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Mar 5, 2020 |
| Property Address | 7 CROSS RD, RIDGE, NY 11961-2648 |
| Document Number | 0130500933 |
| Book / Page | 013050 / 000933 |
| Instrument Date | Dec 27, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,340.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 BOYLE RD SELDEN NY 117841944, SELDEN, NY 11784-1944 |
| Document Number | 231120690 |
|---|---|
| Date | Mar 5, 2020 |
| Book Page | 023112/000690 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 4, 2050 |
Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Brookhaven Town |
| Unified School District | Longwood Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,580 Land $200 Building $2,380 | $537,500 Land $37,736 Building $449,057 | |
| 2024 | $11,484.00 | ||
| 2023 | $2,580 Land $200 Building $2,380 | $4,777 Land $370 Building $4,407 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 7 Cross Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1979–1984) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Mar 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Cross Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 98.2% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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