7 Cross Rd, Darien, CT 06820 Property Records

Darien Town property record for 7 Cross Rd, Darien, CT 06820

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,990 sqft · built 1907
Lot Size	0.81 acres (35,284 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,550,000 (Aug 2014)
Tax Bill	$38,832 (2025)
Deeds & Mortgages	Jul 2024 Refinance Sep 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`DARI M:69 B:5`

Property Details

APN / Parcel Number

Primary APN	`DARI M:69 B:5`
Alternative APN	`8619`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,990 sqft Living Area
1st Floor Area	1,835 sqft
Basement Area	1,250 sqft
Unfinished Basement	1,250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 1907
Effective Year Built	Effective 2021
Architectural Style	Colonial
Exterior Material	Wood Siding
Lot Area	35,284 sqft (0.81 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	8619
Street Address	7 CROSS RD
City	DARIEN
State	CT
Zip	06820-6104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	5
Jurisdiction	DARIEN CT
Township / Civil Division	DARIEN
Census Block Group	1
Census Block	1031
Census Tract	30300

Owner

Source: Darien Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 CROSS RD, DARIEN, CT 06820-6104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Sep 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Jun 2, 2021	Deed of Trust, Mortgage · ARM CITIZENS BANK
Sep 28, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2014 · Amount on Record
Deed Sale	Aug 11, 2014 · Amount on Record
Deed Book / Page	1534 / 766
Record Updated	Sep 20, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARIEN CT
Property Address	7 CROSS RD, DARIEN, CT 06820-6104
Transaction Type	Mortgage
Record Updated	Aug 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001765-544
Date	Jul 15, 2024
Book Page	1765/544

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARIEN CT
Property Address	7 CROSS RD, DARIEN, CT 06820-6104
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001747-188
Date	Sep 19, 2022
Book Page	1747/188

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARIEN CT
Property Address	7 CROSS RD, DARIEN, CT 06820-6104
Transaction Type	Mortgage
Record Updated	Jun 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1719-825
Date	Jun 2, 2021
Book Page	1719/825

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.63%
Type Change Date	Jun 1, 2028
Index	LIBOR

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARIEN CT
Property Address	7 CROSS RD, DARIEN, CT 06820-6104
Document Number	1642-739
Instrument Date	Sep 28, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CROSS RD DARIEN CT 068206104, DARIEN, CT 06820-6104

Mortgage

Document Number	1642-739
Date	Sep 28, 2018
Book Page	001642/000739

Lender

Name	KEYBANK USA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 27, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Darien Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Darien Town
Unified School District	Darien School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$38,832.00	$2,508,520 (+29.04%) Land $1,113,910 Building $1,394,610	$1,755,964 Land $779,737 Building $976,227
2024	$38,832.00 (+13.43%)
2023	$34,235.00 (+37.49%)	$1,944,040 (+34.52%) Land $825,160 Building $1,118,880
2022	$24,900.00	$1,445,150 Land $825,160 Building $619,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000

May also be available: Verizon.

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