7 Cross Dr, Scranton, PA 18505 Property Records

Lackawanna County property record for 7 Cross Dr, Scranton, PA 18505

Property Summary

Property Type	Single Family Home
Details	1,811 sqft · built 1970
Lot Size	0.192 acres (8,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Jun 2025)
Tax Bill	$33,754 (2026)
Deeds & Mortgages	Dec 2021 Sale May 2020 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16810020013`

Property Details

APN / Parcel Number

Primary APN	`16810020013`

Interior

Building Area	1,811 sqft Total Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	8,400 sqft (0.192 acres)
Lot Dimensions	100 ft deep x 84 ft wide

Location & Zoning

Street Address	7 CROSS DR
City	SCRANTON
State	PA
Zip	18505-2718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	84X100 YESU SCHUMAKER PLOT PTL 65 W-12 B-067 L-065P P-009
Legal Subdivision	YESU DEVELOPMENT
Legal Block	67
Legal Lot Number	65
Jurisdiction	LACKAWANNA PA
Township / Civil Division	SCRANTON
Census Block Group	2
Census Block	2018
Census Tract	102800

Owner

Source: Lackawanna County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 CROSS DR, SCRANTON, PA 18505-2718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed, Transfer
May 28, 2020	Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING
May 20, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2025 · Amount on Record
Deed Sale	Jun 16, 2025 · Amount on Record
Prior Sale	Dec 20, 2021 · Amount on Record
Deed Document Number	20259036
Record Updated	Jun 8, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LACKAWANNA PA
Recording Date	Dec 20, 2021
Property Address	7 CROSS DR, SCRANTON, PA 18505-2718
Document Number	0000029388
Instrument Date	Dec 20, 2021
Instrument	202129388
Transaction Type	Transfer
Record Updated	Dec 31, 2021

Transaction

Amount	Amount Recorded
Tax	$2,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CROSS DR, SCRANTON, PA 18505-2718

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACKAWANNA PA
Property Address	7 CROSS DR, SCRANTON, PA 18505-2718
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007517
Date	May 28, 2020
Instrument	202007517

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.09%
Type Change Date	Jun 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACKAWANNA PA
Property Address	7 CROSS DR, SCRANTON, PA 18505-2718
Document Number	0000007518
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 CROSS DR SCRANTON PA 185052718, SCRANTON, PA 18505-2718

Mortgage

Document Number	0000007518
Date	May 28, 2020
Instrument	7518

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	708 Months
Due	May 27, 2079

Interest

Rate Type	Adjustable Rate
Rate	4.09%

Tax Assessment & Valuation

Source: Lackawanna County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lackawanna County
Municipality	Scranton City
Unified School District	Scranton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$33,754.00 (+388.2%)	$210,980 (+817.3%) Land $39,030 Building $171,950
2024	$6,914.00	$23,000 (-) Land $4,450 Building $18,550	$210,980 (+817.3%) Land $39,030 Building $171,950
2023	$6,914.00 Homeowner's exemption	$23,000 Land $4,450 Building $18,550
			$23,000 Land $4,450 Building $18,550

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1986)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 1986 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMER WATER CO LAKE SCRANTON private · serves 137,142 people · EPA ID PA2359008
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Empire Long Distance Fiber	1,000 / 100
ICON Technologies Fixed Wireless	100 / 50

May also be available: Verizon.

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