7 Creekside Cir, Apt A, Elgin, IL 60123 Property Records

Kane County property record for 7 Creekside Cir, Apt A, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,180 sqft · built 1986
Owner	Individual Name on File
Last Sale	$160,000 (Mar 2022)
Tax Bill	$4,461 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-32-400-139`

Property Details

APN / Parcel Number

Primary APN	`03-32-400-139`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,180 sqft Living Area
Gross Area	1,426 sqft
1st Floor Area	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Garage Type	Attached
Garage Area	246 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	7 CREEKSIDE CIR, A
City	ELGIN
State	IL
Zip	60123-1128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS CONDOS BLDG 13 UNIT 7A
Legal Subdivision	CENTURY OAKS CONDOS
Legal Block	3
Legal Lot Number	Q
Legal Unit	7A
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	3
Census Block	3045
Census Tract	850600

Owner

7 Creekside Cir, Apt A is owned and occupied by an individual who bought it in March 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	7 CREEKSIDE CIR, A, ELGIN, IL 60123-1128
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Warranty Deed, Transfer · Conventional Mortgage PLATINUM HOME MORTGAGE CORP
Jul 22, 2020	Warranty Deed, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Mar 21, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2022 · Amount on File
Deed Sale	Mar 11, 2022 · Amount on File
Prior Sale	Jul 22, 2020 · Amount on File
Deed Document Number	202213901
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 11, 2022
Property Address	7 CREEKSIDE CIR APT A, A, ELGIN, IL 60123-1128
Document Number	0000013901
Map Reference	DOC 1770432
Instrument Date	Feb 14, 2022
Instrument	2022K013901
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 CREEKSIDE CIR, 7, ELGIN, IL 60123-1128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CREEKSIDE CIR APT A, A, ELGIN, IL 60123-1128

Mortgage

Document Number	0000013902
Date	Mar 11, 2022
Instrument	2022K013902

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.99%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 22, 2020
Property Address	7 CREEKSIDE CIR APT A, A, ELGIN, IL 60123-1128
Document Number	0000039737
Map Reference	DOC 1770432
Instrument Date	May 21, 2020
Instrument	2020K039737
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	TIMIOS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 CREEKSIDE CIR APT A, A, ELGIN, IL 60123-1128

Mortgage

Document Number	0000039738
Date	Jul 22, 2020
Instrument	2020K039738

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jun 1, 2035

Interest

Rate Type	Fixed Rate
Rate	3.12%

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Mar 21, 2017
Property Address	7 CREEKSIDE CIR APT A, A, ELGIN, IL 60123-1128
Document Number	0000014287
Instrument Date	Mar 10, 2017
Instrument	14287
Transaction Type	Transfer
Record Updated	May 3, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$155.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3163 HERITAGE PKWY ELGIN IL 601243804, ELGIN, IL 60124-3804

Tax Assessment & Valuation

The 2025 property tax bill for 7 Creekside Cir, Apt A was $4,461 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Dundee Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,461.00 Homeowner's exemption	$63,582 (+9.42%) Land $9,160 Building $54,422	$190,822 (+9.42%) Land $27,491 Building $163,331
2024		$58,108 Land $8,371 Building $49,737	$174,394 Land $25,123 Building $149,271
2022	$3,841.00 (+4.18%) Homeowner's exemption	$47,792 (+5.91%) Land $7,532 Building $40,260	$143,376 (+5.91%) Land $22,596 Building $120,780
2021	$3,687.00 Homeowner's exemption	$45,125 Land $7,112 Building $38,013	$135,375 Land $21,336 Building $114,039

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7 Creekside Cir, Apt A in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2002–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7 Creekside Cir, Apt A has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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