Middlesex County and Acton Town property record for 7 Cowdrey Ln, Acton, MA 01720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,374 sqft · built 1970 |
| Lot Size | 0.461 acres (20,073 sqft) |
| Owner | Individual Name on File |
| Last Sale | $513,000 (Jul 2019) |
| Tax Bill | $11,907 (2025) |
| Deeds & Mortgages | Sep 2020 Refinance Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | ACTO M:00E3 B:0095 L:0032 |
| Primary APN | ACTO M:00E3 B:0095 L:0032 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,374 sqft Living Area |
| Gross Area | 3,044 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,073 sqft (0.461 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 7 COWDREY LN |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-3811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 95 |
| Legal Lot Number | 32 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 363103 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Davis, Isaac, Trail listed 1972 · 1 contributing resources · NRIS 72001347 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
7 Cowdrey Ln is owned and occupied by an individual who bought it in July 2019.
Source: Middlesex County and Acton Town records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 COWDREY LN, ACTON, MA 01720-3811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Jul 30, 2019 | Quit Claim Deed, Transfer · Conventional with PMI ROCKLAND TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2019 · Amount on File |
| Deed Sale | Jul 30, 2019 · Amount on File |
| Prior Sale | Sep 29, 2014 |
| Deed Document Number | 2019110438 |
| Deed Book / Page | 73017 / 421 |
| Prior Transfer Date | Jul 23, 2019 |
| Prior Transfer Doc | 73017-421 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 7 COWDREY LN, ACTON, MA 01720-3811 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75574-426 |
|---|---|
| Date | Sep 9, 2020 |
| Book Page | 75574/426 |
| Instrument | 157983 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Jul 30, 2019 |
| Property Address | 7 COWDREY LN, ACTON, MA 01720-3811 |
| Document Number | 73017-421 |
| Book / Page | 073017 / 000421 |
| Instrument Date | Jul 23, 2019 |
| Instrument | 110438 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,339.28 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 COWDREY LN ACTON MA 017203811, ACTON, MA 01720-3811 |
| Document Number | 73017-423 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 073017/000423 |
| Instrument | 110439 |
| Name | ROCKLAND TR |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 29, 2049 |
The 2025 property tax bill for 7 Cowdrey Ln was $11,907, up 5% from the year before.
Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,907.00 (+5.03%) | $694,300 (+2.09%) Land $340,800 Building $353,500 | $702,810 (+3.67%) |
| 2024 | $11,337.00 (+0.45%) | $680,100 (+5.82%) Land $340,800 Building $339,300 | $677,920 |
| 2023 | $11,286.00 | $642,700 Land $309,900 Building $332,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Cowdrey Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1979–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Cowdrey Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACTON WATER SUPPLY DISTRICT serves 21,285 people · EPA ID MA2002000 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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