Essex County and Peabody City property record for 7 Cottage St, Peabody, MA 01960
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,696 sqft · built 1900 |
| Lot Size | 0.071 acres (3,075 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Apr 2016) |
| Tax Bill | $3,852 (2026) |
| Deeds & Mortgages | Jul 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | PEAB M:0095 B:0239 |
| Primary APN | PEAB M:0095 B:0239 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,696 sqft Living Area |
| 1st Floor Area | 1,672 sqft |
| Basement Area | 352 sqft |
| Unfinished Basement | 352 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,075 sqft (0.071 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 11299 |
|---|---|
| Street Address | 7 COTTAGE ST |
| City | PEABODY |
| State | MA |
| Zip | 01960-6015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 239 |
| Jurisdiction | PEABODY MA |
| Township / Civil Division | PEABODY |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 210700 |
7 Cottage St is owned and occupied by an individual who bought it in April 2016.
Source: Essex County and Peabody City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 COTTAGE ST, PEABODY, MA 01960-6015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2016 · Amount on File |
| Deed Sale | Apr 6, 2016 · Amount on File |
| Prior Sale | Oct 27, 2015 |
| Deed Document Number | 2016305 |
| Deed Book / Page | 34828 / 560 |
| Transfer Doc | 34828-560 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Property Address | 7 COTTAGE ST, PEABODY, MA 01960-6015 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37688-73 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 37688/73 |
| Instrument | 20190723002350 |
| Name | NORTH SHORE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2026 property tax bill for 7 Cottage St was $3,852, up 10.7% from the year before.
Source: Essex County and Peabody City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Peabody City |
| Unified School District | Peabody School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,852.00 (+10.66%) | $406,800 (+8.22%) Land $203,000 Building $203,800 | $543,640 (-6.48%) |
| 2025 | $3,481.00 (+6.39%) | $375,900 (+4.77%) Land $188,000 Building $187,900 | $581,305 |
| 2024 | $3,272.00 (-6.81%) | $358,800 (-2.71%) Land $188,000 Building $170,800 | |
| 2023 | $3,511.00 | $368,800 Land $163,500 Building $205,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Cottage St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7 Cottage St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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