Middlesex County and Natick Town property record for 7 Cottage St, Natick, MA 01760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,067 sqft · built 1840 |
| Lot Size | 0.206 acres (8,978 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $619,000 (Aug 2021) |
| Tax Bill | $12,885 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer Dec 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-00000071 |
| Primary APN | 52-00000071 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,067 sqft Living Area |
| 1st Floor Area | 480 sqft |
| Basement Area | 318 sqft |
| Unfinished Basement | 318 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1840 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,978 sqft (0.206 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 52-00000071 |
|---|---|
| Street Address | 7 COTTAGE ST |
| City | NATICK |
| State | MA |
| Zip | 01760-5815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RG |
| Jurisdiction | NATICK MA |
| Township / Civil Division | NATICK |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 382400 |
Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 7 COTTAGE ST, NATICK, MA 01760-5815 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 20, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Dec 15, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jun 6, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Aug 24, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC |
| May 28, 2021 | Quit Claim Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 24, 2021 · Amount on Record |
| Deed Sale | Aug 24, 2021 · Amount on Record |
| Prior Sale | May 28, 2021 · Amount on Record |
| Deed Document Number | 2021189098 |
| Deed Book / Page | 78537 / 98 |
| Last Transfer Date | Mar 18, 2024 |
| Transfer Doc | 082584-176 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Mar 20, 2024 |
| Property Address | 7 COTTAGE ST, NATICK, MA 01760-5815 |
| Document Number | 082584-176 |
| Book / Page | 82584 / 176 |
| Instrument Date | Mar 18, 2024 |
| Instrument | 27421 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 COTTAGE ST, NATICK, MA 01760-5815 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 7 COTTAGE ST, NATICK, MA 01760-5815 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 081060-416 |
|---|---|
| Date | Dec 15, 2022 |
| Book Page | 81060/416 |
| Instrument | 182065 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 7 COTTAGE ST, NATICK, MA 01760-5815 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 080232-186 |
|---|---|
| Date | Jun 6, 2022 |
| Book Page | 80232/186 |
| Instrument | 84535 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Aug 24, 2021 |
| Property Address | 7 COTTAGE ST, NATICK, MA 01760-5815 |
| Document Number | 78537-98 |
| Book / Page | 78537 / 98 |
| Instrument Date | Aug 24, 2021 |
| Instrument | 189098 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7 COTTAGE ST, NATICK, MA 01760-5815 |
| Document Number | 189099 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 189099 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | May 28, 2021 |
| Property Address | 7 COTTAGE ST, NATICK, MA 01760-5815 |
| Document Number | 77887-219 |
| Book / Page | 77887 / 219 |
| Instrument Date | Apr 20, 2021 |
| Instrument | 121631 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 7 COTTAGE ST, NATICK, MA 01760-5815 |
Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Natick Town |
| Unified School District | Natick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,885.00 (+4.32%) | $1,077,300 (+6.94%) Land $438,500 Building $638,800 | $935,370 |
| 2024 | $12,351.00 (+56.8%) | $1,007,400 (+61.65%) Land $414,100 Building $593,300 | |
| 2023 | $7,877.00 | $623,200 Land $389,800 Building $233,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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