7 Cook St, Sparta, TN 38583 Property Records

White County property record for 7 Cook St, Sparta, TN 38583

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2.5 ba · 10,556 sqft · built 1977
Lot Size	0.404 acres (17,600 sqft)
Owner	Owner Name on File
Last Sale	$200,000 (Sep 2007)
Tax Bill	$4,331 (2021)
Deeds & Mortgages	Jul 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`093049P A 02200`

Property Details

APN / Parcel Number

Primary APN	`093049P A 02200`
Alternative APN	`049P A 02200`

Interior

Full Baths	2.5 Baths
Total Rooms	14 Rooms
Stories	1 Story
Building Area	10,556 sqft Total Area
1st Floor Area	4,548 sqft
Upper Floors Area	4,548 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Rigid Frame Bar Joist
Roof Material	Built-Up Asphalt
Lot Area	17,600 sqft (0.404 acres)
Lot Dimensions	220 ft deep x 80 ft wide
Porch	Porch
Porch Area	2,190 sqft
Canopy	1,460 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7 COOK ST
City	SPARTA
State	TN
Zip	38583-1590
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C-D
Legal Description	DISTRICT: 1
Legal Subdivision	HUDGENS & GREENE PROP
Jurisdiction	WHITE TN
Township / Civil Division	2
Census Block Group	3
Census Block	3052
Census Tract	935300

Owner

The current owner of 7 Cook St bought it in September 2007.

Source: White County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on File
Mailing Address	705 GATE LN STE 202, 202, KNOXVILLE, TN 37909-3521

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last Sale	Sep 5, 2007 · Amount on File
Deed Sale	Sep 5, 2007 · Amount on File
Deed Document Number	0000235111
Deed Book / Page	235 / 111
Record Updated	Jun 8, 2026

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WHITE TN
Property Address	7 COOK ST, SPARTA, TN 38583-1590
Document Number	0000003148
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	705 GATE LN #202 KNOXVILLE TN 379093521, 202, KNOXVILLE, TN 37909-3521

Mortgage

Document Number	0000003148
Date	Aug 10, 2020
Book Page	000461/000423
Instrument	3148

Lender

Name	HOMETRUST BK
Type	Bank
Address	NEWCOMB, TN 37819

Agreement

Term	60 Months
Due	Aug 9, 2025

Tax Assessment & Valuation

Source: White County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Municipality	Sparta City
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$185,160 Land $50,000 Building $135,160	$462,900 Land $125,000 Building $337,900
2023		$145,880 Land $32,000 Building $113,880
2021	$4,331.00
2020			$364,700 Land $80,000 Building $284,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Cook St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2015–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Cook St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA WATER SYSTEM serves 10,899 people · EPA ID TN0000652
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20