7 Commonwealth Ave, North Andover, MA 01845 Property Records

Essex County and North Andover Town property record for 7 Commonwealth Ave, North Andover, MA 01845

Property Summary

Property Type	Duplex
Details	8 bd · 3 ba · 3,230 sqft · built 1900
Lot Size	0.125 acres (5,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (May 2022)
Tax Bill	$8,210 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`M_229157_9`

Property Details

APN / Parcel Number

Primary APN	`M_229157_9`
Alternative APNs	`NAND M:00002 B:00011 L:00000` `M_229157_938690`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,230 sqft Living Area
Gross Area	5,462 sqft
1st Floor Area	1,292 sqft
Basement Area	1,292 sqft
Unfinished Basement	1,292 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,454 sqft (0.125 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	M_229157_938690
Street Address	7 COMMONWEALTH AVE
City	NORTH ANDOVER
State	MA
Zip	01845-3407
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R4
Legal Block	11
Jurisdiction	NORTH ANDOVER MA
Township / Civil Division	NORTH ANDOVER
Census Block Group	2
Census Block	2016
Census Tract	253100

Owner

Source: Essex County and North Andover Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 COMMONWEALTH AVE, NORTH ANDOVER, MA 01845-3407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Quit Claim Deed, Transfer · FHA Mortgage AMERANT MORTGAGE
Dec 26, 2017	Deed of Trust, Mortgage MOUNTAINONE BK
Mar 3, 2017	Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2022 · Amount on Record
Deed Sale	May 26, 2022 · Amount on Record
Prior Sale	Mar 3, 2017 · Amount on Record
Deed Book / Page	17455 / 246
Record Updated	Oct 29, 2026

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH ANDOVER MA
Recording Date	May 26, 2022
Property Address	7 COMMONWEALTH AVE, NORTH ANDOVER, MA 01845-3407
Document Number	017455-246
Book / Page	17455 / 246
Instrument Date	May 26, 2022
Instrument	12479
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	79 COMMONWEALTH AVE, NORTH ANDOVER, MA 01845

Mortgage

Document Number	0000012480
Date	May 26, 2022
Instrument	12480

Lender

Name	AMERANT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH ANDOVER MA
Property Address	7 COMMONWEALTH AVE, NORTH ANDOVER, MA 01845-3407
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15342-304
Date	Dec 26, 2017
Book Page	15342/304
Instrument	33616

Lender

Name	MOUNTAINONE BK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH ANDOVER MA
Recording Date	Mar 3, 2017
Property Address	7 COMMONWEALTH AVE, NORTH ANDOVER, MA 01845-3407
Document Number	15005-154
Book / Page	015005 / 000154
Instrument Date	Mar 3, 2017
Instrument	5612
Transaction Type	Transfer
Record Updated	Mar 21, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,052.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7-9 COMMONWEALTH AVE NORTH ANDOVER MA 018453407, NORTH ANDOVER, MA 01845-3407

Mortgage

Document Number	15005-157
Date	Mar 3, 2017
Book Page	015005/000157
Instrument	5613

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2047

Tax Assessment & Valuation

Source: Essex County and North Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	North Andover Town
Unified School District	North Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,210.00 (+3.98%)	$729,100 (+2.4%) Land $229,700 Building $499,400	$819,726
2024	$7,896.00 (+32.97%)	$712,000 (+46.77%) Land $228,000 Building $484,000
2023	$5,938.00	$485,100 Land $224,600 Building $260,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	34 (1987–2024)
Claims Outside the SFHA	2 of 34
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 5 claims Severe Storms And Flooding, May 2006 · 20 claims Severe Storms & Flooding, Apr 1987 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH ANDOVER WATER DEPT serves 30,915 people · EPA ID MA3210000
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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