7 Commerce St, Portland, CT 06480 Property Records

Portland Town property record for 7 Commerce St, Portland, CT 06480

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,637 sqft · built 1925
Lot Size	0.15 acres (6,534 sqft)
Owner	Trust Name on File
Last Sale	$160,000 (Oct 2018)
Tax Bill	$5,295 (2025)
Deeds & Mortgages	Jul 2026 Transfer Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PORT M:028 B:0041`

Property Details

APN / Parcel Number

Primary APN	`PORT M:028 B:0041`
Alternative APNs	`028 0041` `119300`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,637 sqft Living Area
1st Floor Area	1,270 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2005
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	6,534 sqft (0.15 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	119300
Street Address	7 COMMERCE ST
City	PORTLAND
State	CT
Zip	06480-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B3
Legal Block	41
Jurisdiction	PORTLAND CT
Township / Civil Division	PORTLAND
Census Block Group	1
Census Block	1000
Census Tract	560200

Owner

7 Commerce St is owner-occupied and held in a trust since June 2026.

Source: Portland Town records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	7 COMMERCE ST, PORTLAND, CT 06480-1809
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Quit Claim Deed, Transfer Quitclaim
Oct 1, 2018	Executor's Deed, Transfer SUNTRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2018 · Amount on File
Deed Sale	Oct 1, 2018 · Amount on File
Deed Document Number	20182112
Deed Book / Page	971 / 270
Last Transfer Date	Jun 30, 2026
Transfer Doc	0000000930
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PORTLAND CT
Recording Date	Jul 13, 2026
Property Address	7 COMMERCE ST, PORTLAND, CT 06480-1809
Document Number	0000000930
Book / Page	1131 / 333
Instrument Date	Jun 30, 2026
Instrument	2026930
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2018: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	PORTLAND CT
Recording Date	Oct 1, 2018
Property Address	7 COMMERCE ST, PORTLAND, CT 06480-1809
Document Number	971-270
Book / Page	971 / 270
Instrument	2112
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41.58
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	9710273
Date	Oct 1, 2018
Instrument	00971/0273

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7 Commerce St was $5,295.

Source: Portland Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Portland Town
Unified School District	Portland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,295.00	$150,010 (-) Land $45,570 Building $104,440	$105,007 Land $31,899 Building $73,108
2024	$5,295.00 (+2.92%)	$150,010 (-) Land $45,570 Building $104,440
2023	$5,145.00	$150,010 Land $45,570 Building $104,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Commerce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Commerce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DEPARTMENT serves 5,010 people · EPA ID CT1130011
Water Source	Purchased surface water from METROPOLITAN DISTRICT COMMISSION
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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