7 Columnar St, Mission Viejo (Ladera Ranch), CA 92694 Property Records

Orange County property record for 7 Columnar St, Mission Viejo, CA 92694

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 5,995 sqft · built 2007
Lot Size	0.334 acres (14,526 sqft)
Owner	2 Company Names on Record
Last Sale	$3,900,000 (Aug 2021)
Tax Bill	$52,887 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`741-402-04`

Property Details

APN / Parcel Number

Primary APN	`741-402-04`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	5,995 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	14,526 sqft (0.334 acres)
Garage Area	1,251 sqft
Parking Spaces	5 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	7 COLUMNAR ST
City	LADERA RANCH
State	CA
Zip	92694-1560
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15988 BLK LOT 46
Legal Subdivision	TRACT NO 15988
Legal Tract	15988
Legal Lot Number	46
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	1
Census Block	1005
Census Tract	32058

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7 COLUMNAR ST, LADERA RANCH, CA 92694-1560
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA
Aug 31, 2021	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2021 · Amount on Record
Deed Sale	Aug 31, 2021 · Amount on Record
Prior Sale	Sep 2, 2016 · Amount on Record
Deed Document Number	2021545488
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	7 COLUMNAR ST, MISSION VIEJO, CA 92694-1560
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 COLUMNAR ST, LADERA RANCH, CA 92694-1560

Mortgage

Document Number	0000290965
Date	Aug 29, 2022
Instrument	2022000290965

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Aug 1, 2062

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 31, 2021
Property Address	7 COLUMNAR ST, MISSION VIEJO, CA 92694-1560
Document Number	0000545488
Map Reference	MB 854 PG 6-16
Instrument Date	Aug 19, 2021
Instrument	2021000545488
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7 COLUMNAR ST, LADERA RANCH, CA 92694-1560

Mortgage

Document Number	0000545489
Date	Aug 31, 2021
Instrument	2021000545489

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Sep 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4%
Index	Other
Max Rate	8%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	7 COLUMNAR ST, MISSION VIEJO, CA 92694-1560
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 COLUMNAR ST, LADERA RANCH, CA 92694-1560

Mortgage

Document Number	0000757399
Date	Dec 22, 2020
Instrument	2020000757399

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,221,485 (+2%) Land $2,198,839 Building $2,022,646
2025	$52,887.00 (+3.84%) Homeowner's exemption	$4,138,711 (+4.04%) Land $2,155,724 Building $1,982,987
2023	$50,930.00 (+0.86%) Homeowner's exemption	$3,978,000 Land $2,072,014 Building $1,905,986
2022	$50,496.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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