7 Collins St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 7 Collins St, Lynn, MA 01902

Property Summary

Property Type	Duplex
Details	6 bd · 2.5 ba · 2,020 sqft · built 1910
Lot Size	0.107 acres (4,665 sqft)
Owner	2 Individual Names on Record
Last Sale	$89,500 (Dec 1993)
Tax Bill	$7,139 (2025)
Deeds & Mortgages	Jul 2022 Transfer Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B:096 L:472 S:011`

Property Details

APN / Parcel Number

Primary APN	`B:096 L:472 S:011`
Alternative APN	`LYNN M:096 B:472 L:011`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,020 sqft Living Area
Gross Area	3,504 sqft
Basement Area	792 sqft
Unfinished Basement	792 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1965
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,665 sqft (0.107 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7 COLLINS ST
City	LYNN
State	MA
Zip	01902-1636
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Block	472
Legal Lot Number	11
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1001
Census Tract	206400

Owner

Source: Essex County and Lynn City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 COLLINS ST, LYNN, MA 01902-1636
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 22, 2019	Deed of Trust, Mortgage · Balloon Mortgage EASTERN BANK
Aug 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS
Aug 8, 2017	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 1993 · Amount on Record
Deed Sale	Dec 23, 1993 · Amount on Record
Last Transfer Date	Jul 18, 2022
Transfer Doc	00041088-1
Record Updated	Oct 29, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jul 26, 2022
Property Address	7 COLLINS ST, LYNN, MA 01902-1636
Document Number	00041088-1
Book / Page	41088 / 1
Instrument Date	Jul 18, 2022
Instrument	20220726000500
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7 COLLINS ST, LYNN, MA 01902-1636

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	7 COLLINS ST, LYNN, MA 01902-1636
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37453-196
Date	Apr 22, 2019
Book Page	37453/196
Instrument	20190422000450

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	7 COLLINS ST, LYNN, MA 01902-1636
Document Number	36971-508
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 COLLINS ST LYNN MA 019021636, LYNN, MA 01902-1636

Mortgage

Document Number	36971-508
Date	Aug 29, 2018
Book Page	036971/000508
Instrument	1808291780

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	7 COLLINS ST, LYNN, MA 01902-1636
Document Number	36103-39
Book / Page	036103 / 000039
Instrument Date	Aug 8, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36103-39
Date	Aug 15, 2017
Book Page	036103/000039
Instrument	1708150407

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2047

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,139.00 (+5.31%)	$689,124 (+7.04%) Land $183,700 Building $505,424	$667,350
2024	$6,779.00 (+1.92%)	$643,800 (+7.93%) Land $174,600 Building $469,200
2023	$6,651.00	$596,500 Land $159,000 Building $437,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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