7 Cobblestone Ln NW, Concord, NC 28027 Property Records

Cabarrus County property record for 7 Cobblestone Ln NW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,056 sqft · built 1977
Lot Size	0.574 acres (25,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Aug 2022)
Tax Bill	$1,418 (2023)
Deeds & Mortgages	Aug 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`5600 49 8553`

Property Details

APN / Parcel Number

Primary APN	`5600 49 8553`
Alternative APNs	`02004 0045.000000` `112293` `156975`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	1,185 sqft
1st Floor Area	1,056 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1992
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,000 sqft (0.574 acres)
Lot Dimensions	200 ft deep x 125 ft wide
Garage Type	Mixed
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	73 sqft
Storage Building	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	156975
Street Address	7 COBBLESTONE LN NW
City	CONCORD
State	NC
Zip	28027-7705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-1
Legal Description	LT 43 PINE HILLS
Legal Subdivision	PINE HILLS ESTATES
Legal Lot Number	43
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	2
Census Block	2000
Census Tract	42503

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4013 BELSHIRE LN, CHARLOTTE, NC 28205-4903
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2022 · Amount on Record
Deed Sale	Aug 4, 2022 · Amount on Record
Prior Sale	Feb 27, 2002 · Amount on Record
Deed Document Number	202223999
Deed Book / Page	16145 / 89
Record Updated	Oct 29, 2026

August 2022: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 4, 2022
Property Address	7 COBBLESTONE LN NW, CONCORD, NC 28027-7705
Document Number	0001614589
Book / Page	16145 / 89
Map Reference	MB 17 PG 80
Instrument Date	Aug 2, 2022
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4013 BELSHIRE LN, CHARLOTTE, NC 28205-4903

Mortgage

Document Number	0161450093
Date	Aug 4, 2022
Instrument	16145-0093

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,250 (-) Land $54,000 Building $164,250
2025		$218,250 (+87.76%) Land $54,000 Building $164,250
2024			$218,250 (+87.76%) Land $54,000 Building $164,250
2023	$1,418.00	$116,240 Land $36,000 Building $80,240	$116,240 Land $36,000 Building $80,240

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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