7 Clover Leaf Ct, Savoy, IL 61874 Property Records

Champaign County property record for 7 Clover Leaf Ct, Savoy, IL 61874

Property Summary

Property Type	Single Family Home
Lot Size	0.291 acres (12,694 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Jan 2024)
Tax Bill	$6,490 (2024)
Deeds & Mortgages	May 2026 Line of Credit Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-20-25-151-007`

Property Details

APN / Parcel Number

Primary APN	`03-20-25-151-007`

Exterior

Lot Area	12,694 sqft (0.291 acres)

Location & Zoning

Street Address	7 CLOVER LEAF CT
City	SAVOY
State	IL
Zip	61874-9759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 121 ARBOURS SUB NO 1
Legal Range	08E
Legal Township	19N
Legal Section	25
Legal Subdivision	ARBOURS SUB NO 1
Legal Lot Number	121
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN
Census Block Group	1
Census Block	1011
Census Tract	1302

Owner

7 Clover Leaf Ct is owned and occupied by an individual who acquired it in July 2025.

Source: Champaign County records, as of June 4, 2026

Owner of Record	Individual Name on File
Mailing Address	7 CLOVER LEAF CT, SAVOY, IL 61874-9759
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Line of Credit UNIVERSITY/IL COMMUNITY CREDIT UNION
Jan 16, 2024	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY OF ILLINOIS COMMUNITY CU
Oct 26, 2021	Warranty Deed, Transfer · Conventional Mortgage BANKCHAMPAIGN NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2024 · Amount on File
Deed Sale	Jan 16, 2024 · Amount on File
Prior Sale	Oct 26, 2021 · Amount on File
Deed Document Number	2024710
Last Transfer Date	Jul 11, 2025
Transfer Doc	0000010202
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Recording Date	May 19, 2026
Property Address	7 CLOVER LEAF CT, SAVOY, IL 61874-9759
Document Number	0000007373
Instrument Date	May 14, 2026
Instrument	20267373
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CLOVER LEAF CT, SAVOY, IL 61874-9759

Mortgage

Document Number	0000007373,
Date	May 19, 2026
Instrument	20267373

Lender

Name	UNIVERSITY/IL COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 16, 2024
Property Address	7 CLOVER LEAF CT, SAVOY, IL 61874-9759
Document Number	0000000710
Map Reference	MB X PG 202
Instrument Date	Jan 9, 2024
Instrument	2024R00710
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 CLOVER LEAF CT, SAVOY, IL 61874-9759

Mortgage

Document Number	0000000711
Date	Jan 16, 2024
Instrument	2024R00711

Lender

Name	UNIVERSITY OF ILLINOIS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.87%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 26, 2021
Property Address	7 CLOVER LEAF CT, SAVOY, IL 61874-9759
Document Number	0000025496
Map Reference	MB X PG 202
Instrument Date	Oct 16, 2021
Instrument	2021R25496
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 CLOVER LEAF CT, CHAMPAIGN, IL 61820

Mortgage

Document Number	0000025497
Date	Oct 26, 2021
Instrument	2021R25497

Lender

Name	BANKCHAMPAIGN NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign Township
Municipality	Savoy Village
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$101,890 (+12.6%) Land $19,490 Building $82,400	$305,670 (+12.6%) Land $58,470 Building $247,200
2024	$6,490.00 (+5.32%)	$90,490 Land $17,310 Building $73,180	$271,470 Land $51,930 Building $219,540
2023	$6,162.00 (+5.12%)
2022	$5,862.00 Homeowner's exemption	$77,940 Land $14,910 Building $63,030	$233,820 Land $44,730 Building $189,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7 Clover Leaf Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7 Clover Leaf Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Pavlov Media Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber, i3 Broadband, Nextlink.

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