Orange County property record for 7 Clifford Ln, Ladera Ranch, CA 92694
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,594 sqft · built 2005 |
| Owner | 2 Individual Names on Record |
| Last Sale | $555,000 (Jul 2020) |
| Tax Bill | $8,991 (2025) |
| Deeds & Mortgages | Jun 2022 Second Mortgage May 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 930-566-65 |
| Primary APN | 930-566-65 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,594 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Condo/Apartment |
| Garage Area | 478 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 7 CLIFFORD LN |
|---|---|
| City | LADERA RANCH |
| State | CA |
| Zip | 92694-1351 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | N TR 16271 BLK LOT 6 UN 26 TRACT 16271, LOT 6 OF PROJECT 930-56 LOCATED ON |
| Legal Subdivision | BRIAR ROSE II |
| Legal Tract | 16271 |
| Legal Lot Number | 6 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | MISSION VIEJO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 32058 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 CLIFFORD LN, LADERA RANCH, CA 92694-1351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| May 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Jul 28, 2020 | Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2020 · Amount on Record |
| Deed Sale | Jul 28, 2020 · Amount on Record |
| Prior Sale | Dec 18, 2014 · Amount on Record |
| Deed Document Number | 2020364905 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 7 CLIFFORD LN, MISSION VIEJO, CA 92694-1351 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7 CLIFFORD LN, LADERA RANCH, CA 92694-1351 |
| Document Number | 0000228499 |
|---|---|
| Date | Jun 28, 2022 |
| Instrument | 2022000228499 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | LADERA RANCH, CA 92694 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | May 4, 2026 |
| Property Address | 7 CLIFFORD LN, MISSION VIEJO, CA 92694-1351 |
| Document Number | 0000127253 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026127253 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 7 CLIFFORD LN, MISSION VIEJO, CA 92694-1351 |
| Document Number | 0000127253, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 2026127253 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jul 28, 2020 |
| Property Address | 7 CLIFFORD LN, MISSION VIEJO, CA 92694-1351 |
| Document Number | 0000364905 |
| Map Reference | DOC 2005000358363 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 2020000364905 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 7 CLIFFORD LN, LADERA RANCH, CA 92694-1351 |
| Document Number | 0000364906 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 2020000364906 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $612,763 (+2%) Land $367,009 Building $245,754 | |
| 2025 | $8,991.00 (+1.74%) | $600,749 (+4.04%) Land $359,813 Building $240,936 |
| 2024 | $8,837.00 (+1.69%) | |
| 2023 | $8,690.00 (-1.85%) | $577,422 Land $345,841 Building $231,581 |
| 2022 | $8,854.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 73% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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