Stonington Town property record for 7 Cliff St, Stonington, CT 06378
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,632 sqft · built 1900 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $775,000 (Aug 2022) |
| Tax Bill | $9,808 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Apr 2024 Refinance + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | STON M:101 B:35 L:4 |
| Primary APN | STON M:101 B:35 L:4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,632 sqft Living Area |
| Gross Area | 2,880 sqft |
| 1st Floor Area | 688 sqft |
| Attic | Attic |
| Attic Area | 667 sqft |
| Basement Area | 667 sqft |
| Unfinished Basement | 667 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,178 sqft (0.05 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 37800 |
|---|---|
| Street Address | 7 CLIFF ST |
| City | STONINGTON |
| State | CT |
| Zip | 06378-1236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Block | 35 |
| Legal Lot Number | 4 |
| Jurisdiction | STONINGTON CT |
| Township / Civil Division | STONINGTON |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 705200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Stonington Borough Historic District listed 1979 · 387 contributing resources · NRIS 08000497 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
7 Cliff St is owned and occupied by two individuals who bought it in August 2022.
Source: Stonington Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 CLIFF ST, STONINGTON, CT 06378-1236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA |
| Apr 29, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW AMERICAN FUNDING |
| Aug 5, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2022 · Amount on File |
| Deed Sale | Aug 5, 2022 · Amount on File |
| Deed Book / Page | 839 / 336 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STONINGTON CT |
| Recording Date | Sep 14, 2026 |
| Property Address | 7 CLIFF ST, STONINGTON, CT 06378-1236 |
| Document Number | 3446000016 |
| Book / Page | 884 / 899 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 20263446000016 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7 CLIFF ST, STONINGTON, CT 06378-1236 |
| Document Number | 3446000016, |
|---|---|
| Date | Sep 14, 2026 |
| Book Page | 884/899 |
| Instrument | 20263446000016 |
| Name | UBS BANK USA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STONINGTON CT |
| Property Address | 7 CLIFF ST, STONINGTON, CT 06378-1236 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000857-237 |
|---|---|
| Date | Apr 29, 2024 |
| Book Page | 857/237 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STONINGTON CT |
| Recording Date | Aug 5, 2022 |
| Property Address | 7 CLIFF ST, STONINGTON, CT 06378-1236 |
| Document Number | 000839-336 |
| Book / Page | 839 / 336 |
| Instrument Date | Jul 3, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 7 CLIFF ST, STONINGTON, CT 06378-1236 |
| Document Number | 3233920016 |
|---|---|
| Date | Aug 5, 2022 |
| Instrument | 3233920016 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
The 2026 property tax bill for 7 Cliff St was $9,808, up 6.6% from the year before.
Source: Stonington Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Stonington Town |
| Municipality | Stonington Borough |
| Unified School District | Stonington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,808.00 (+6.61%) | $452,200 (-) Land $203,800 Building $248,400 | $1,048,990 (+231.39%) |
| 2025 | $9,200.00 | $452,200 Land $203,800 Building $248,400 | $316,540 Land $142,660 Building $173,880 |
| 2024 | $9,200.00 (+3.53%) | ||
| 2023 | $8,886.00 (+27.12%) | $452,200 (+72.46%) Land $203,800 Building $248,400 | |
| 2022 | $6,990.00 | $262,200 Land $141,100 Building $121,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 7 Cliff St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 7 Cliff St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-MYSTIC private · serves 10,788 people · EPA ID CT1370011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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