7 Cliff St, Davenport, CA 95017 Property Records

Santa Cruz County property record for 7 Cliff St, Davenport, CA 95017 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 4 ba · 3,363 sqft · built 1907
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on File
Tax Bill$14,215 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Jul 2019 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN058-103-30

Property Details

APN / Parcel Number

Primary APN058-103-30
Alternative APN
  • 058-103-30-000

Interior

Bedrooms2 Beds
Full Baths4 Baths
Building Area3,363 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 2019
Construction TypeWood
Lot Area12,632 sqft (0.29 acres)
Garage Area362 sqft
Parking Spaces1 Parking Space
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemRadiant

Location & Zoning

Street Address7 CLIFF ST
CityDAVENPORT
StateCA
Zip95017-0309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionDAVENPORT SUB 2
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWEST SANTA CRUZ
Census Block Group2
Census Block2061
Census Tract120200

Owner

Source: Santa Cruz County records · APN 058-103-30

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address155 TRESCONY ST, SANTA CRUZ, CA 95060-4229
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
May 04, 2022Deed of Trust, Mortgage · Line of Credit
SANTA CRUZ COUNTY BANK
Jul 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
ON Q FINANCIAL INC
Sep 04, 2020Deed of Trust, Mortgage · Conventional Mortgage
ON Q FINANCIAL INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateAug 07, 2006
Transfer Doc0000051021
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address7 CLIFF ST, DAVENPORT, CA 95017
Transaction TypeMortgage
Record UpdatedSep 05, 2023
Title CompanySTEWART TITLE, STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 CLIFF ST, DAVENPORT, CA 95017
InvestorPossibly a Property Investor

Mortgage

Document Number0000014217
DateMay 04, 2022
Instrument2022-0014217
Lender
NameSANTA CRUZ COUNTY BANK
TypeBank
AddressSANTA CRUZ, CA 95061
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address7 CLIFF ST, DAVENPORT, CA 95017
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020338
DateJul 19, 2019
Instrument2019-0020338
Lender
NameON Q FINANCIAL INC
TypeLending Institution
AddressTEMPE, AZ 85281
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address7 CLIFF ST, DAVENPORT, CA 95017
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 244, DAVENPORT, CA 95017-0244

Mortgage

Document Number0000034796
DateSep 04, 2020
Instrument2020-0034796
Lender
NameON Q FINANCIAL INC
TypeFunding / Finance Company
AddressTEMPE, AZ 85281
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Elementary School DistrictPacific Elementary School District (KG - 06)
Secondary School DistrictSanta Cruz City High School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$950,281 (+2%) Land $402,491 Building $547,790
2025$14,215.00 (+10.56%)$931,648 (+4.04%) Land $394,599 Building $537,049
2023$12,857.00 (+2.48%)$895,471 Land $379,276 Building $516,195$1,329,480
2022$12,546.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871202002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies40 units insured
25 under condo master policies
Nearby Flood Claims1 (2024)
Most Recent ClaimJan 2024, other causes

Wildfire

Wildfire RiskModerate
above 58% of the US · above 35% of California
Wildfire LikelihoodAbout 1 in 633 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 44 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

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